Notice: We are still operating during the COVID-19 crisis. However, we are not allowing visitors to our office and most of our staff is operating remotely. Our attorneys and staff are still available to help you by phone and email. If you get our voice mail, please leave a message and it will be returned promptly. There may be delays with mail due to the crisis, so please try to send documents by email after submitting a contact form here or fax to 312-419-0379, if possible.

    • Fraudulent removal of funds from bank accounts

      Please contact us if a bank refuses to credit your account for third party fraudulent activity. We have recently observed that a number of major, supposedly reputable banks refuse to honor legitimate ...

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    • Free consultation -- collection and credit reporting problems

      We offer free consultation to persons with debt collection and credit reporting problems. With respect to collection problems, please send whatever letters, court papers, or other documents relate to ...

      Read More
    • Please contact us if your bank refuses to honor requests to stop debiting your account

      The Consumer Financial Protection Bureau (CFPB) recently entered into a settlement with USAA Federal Savings Bank. The CFPB complained that USAA would not allow consumers to stop debits of their ...

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    • New Methods of Tracking and Repossessing Cars

      If you have a car with a starter interrupt/ ignition shutoff and the seller/ finance company activated it at any time within the last two years, or if you were unable to use the car as a result, ...

      Read More
    • Auto fraud

      Please contact us if you have a problem with a car purchase, such as sale of a defective or wrecked vehicle. We have represented countless clients in situations similar to yours and are adamant about ...

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    • Can defect claims be asserted against the finance company holding a retail installment contract?

      Q. I bought a used car with a warranty. I signed a retail installment contract, which the dealer assigned to a finance company. I returned the car to the dealer because it broke down within the ...

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    • Halsted Financial Services, LLC

      Please contact us if Illinois collection agency Halsted Financial Services, LLC is trying to collect money from you, or has so attempted within the last year. We can help you both defend claims ...

      Read More
    • Private student loan litigation

      We are seeing an increasing volume of collection lawsuits on private student loans. In many cases, there are defenses which can be litigated on behalf of borrowers. Issues which frequently arise in ...

      Read More
    • Weltman, Weinberg & Reis

      Please contact us if Weltman, Weinberg & Reis Co., LPA has filed a lawsuit against you, whether for money or to foreclose on your home, or is otherwise trying to collect money from you, or has done so ...

      Read More
    • Halsted Financial Services, LLC

      Please contact us if Illinois collection agency Halsted Financial Services, LLC is trying to collect money from you, or has so attempted within the last year. We can help you both defend claims ...

      Read More
    • Private student loan litigation

      We are seeing an increasing volume of collection lawsuits on private student loans. In many cases, there are defenses which can be litigated on behalf of borrowers. Issues which frequently arise in ...

      Read More
    • Weltman, Weinberg & Reis

      Please contact us if Weltman, Weinberg & Reis Co., LPA has filed a lawsuit against you, whether for money or to foreclose on your home, or is otherwise trying to collect money from you, or has done so ...

      Read More
    • COVID 19 and credit reporting of student loans

      Please contact us if you have a student loan, received an automatic forbearance as a result of the CARES Act, and are being negatively reported on your credit report. If you are not sure if this has ...

      Read More
    • Business Interruption Insurance COVID-19 claims -- Society Insurance, Twin City d/b/a Hartford, others

      Many businesses have been hit particularly hard by government-mandated coronavirus shut-down orders. But instead of finding help in policies they paid for, their claims are being denied. Our lawyers ...

      Read More
    • COVID-19; Mortgage relief because of coronavirus outbreak

      Homeowners who have lost income or their jobs because of the coronavirus outbreak may be eligible to have their mortgage payments reduced or suspended for up to 12 months. Fannie Mae and Freddie Mac , ...

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    • Private student loan litigation

      We are seeing an increasing volume of collection lawsuits on private student loans. In many cases, there are defenses which can be litigated on behalf of borrowers. Issues which frequently arise in ...

      Read More
    • Unifund

      Please contact us if Unifund (Unifund CCR Partners and Unifund CCR, LLC ) is attempting to collect money from you in Illinois, or has attempted to do so within the last year. Unifund files numerous ...

      Read More
    • Fraudulent removal of funds from bank accounts

      Please contact us if a bank refuses to credit your account for third party fraudulent activity. We have recently observed that a number of major, supposedly reputable banks refuse to honor legitimate ...

      Read More
    • Halsted Financial Services, LLC

      Please contact us if Illinois collection agency Halsted Financial Services, LLC is trying to collect money from you, or has so attempted within the last year. We can help you both defend claims ...

      Read More
    • Private student loan litigation

      We are seeing an increasing volume of collection lawsuits on private student loans. In many cases, there are defenses which can be litigated on behalf of borrowers. Issues which frequently arise in ...

      Read More
    • Medicredit / Transworld / SSM Health

      Please contact us if you have received a collection letter from debt collectors Medicredit or Transworld, seeking to collect a debt for SSM Health or one of the constituent hospitals within the SSM ...

      Read More
    • Weltman, Weinberg & Reis

      Please contact us if Weltman, Weinberg & Reis Co., LPA has filed a lawsuit against you, whether for money or to foreclose on your home, or is otherwise trying to collect money from you, or has done so ...

      Read More
    • Unifund

      Please contact us if Unifund (Unifund CCR Partners and Unifund CCR, LLC ) is attempting to collect money from you in Illinois, or has attempted to do so within the last year. Unifund files numerous ...

      Read More
    • Fraudulent removal of funds from bank accounts

      Please contact us if a bank refuses to credit your account for third party fraudulent activity. We have recently observed that a number of major, supposedly reputable banks refuse to honor legitimate ...

      Read More
    • Illinois Biometric Identification Privacy Act

      The Illinois Supreme Court has held that the Illinois Biometric Identification Privacy Act, 740 ILCS 14/1 et seq. ("BIPA"), does not require persons whose fingerprints or other biometric identifiers ...

      Read More
    • Tenant and employment background check reports

      Please contact us if you have had a problem with erroneous employee and tenant background checks. Over 90% of employers and landlords purchase such reports, which provide criminal background ...

      Read More
    • Halsted Financial Services, LLC

      Please contact us if Illinois collection agency Halsted Financial Services, LLC is trying to collect money from you, or has so attempted within the last year. We can help you both defend claims ...

      Read More
    • Private student loan litigation

      We are seeing an increasing volume of collection lawsuits on private student loans. In many cases, there are defenses which can be litigated on behalf of borrowers. Issues which frequently arise in ...

      Read More
    • Unifund

      Please contact us if Unifund (Unifund CCR Partners and Unifund CCR, LLC ) is attempting to collect money from you in Illinois, or has attempted to do so within the last year. Unifund files numerous ...

      Read More
    • Halsted Financial Services, LLC

      Please contact us if Illinois collection agency Halsted Financial Services, LLC is trying to collect money from you, or has so attempted within the last year. We can help you both defend claims ...

      Read More
    • Private student loan litigation

      We are seeing an increasing volume of collection lawsuits on private student loans. In many cases, there are defenses which can be litigated on behalf of borrowers. Issues which frequently arise in ...

      Read More
    • Letter you can send to debt collectors to request verification

      The following is a form of letter that you can send to a collection agency or debt buyer or collection attorney to request verification of a debt. The first paragraph can be modified to articulate any ...

      Read More
  • FAQ
    • Private student loan litigation

      We are seeing an increasing volume of collection lawsuits on private student loans. In many cases, there are defenses which can be litigated on behalf of borrowers. Issues which frequently arise in ...

      Read More
    • Letter you can send to debt collectors to request verification

      The following is a form of letter that you can send to a collection agency or debt buyer or collection attorney to request verification of a debt. The first paragraph can be modified to articulate any ...

      Read More
    • Unifund

      Please contact us if Unifund (Unifund CCR Partners and Unifund CCR, LLC ) is attempting to collect money from you in Illinois, or has attempted to do so within the last year. Unifund files numerous ...

      Read More
    • Weltman, Weinberg & Reis

      Please contact us if Weltman, Weinberg & Reis Co., LPA has filed a lawsuit against you, whether for money or to foreclose on your home, or is otherwise trying to collect money from you, or has done so ...

      Read More
    • PHH Mortgage and Ocwen Loan Servicing

      Please contact us if PHH Mortgage or Ocwen Loan Servicing is attempting to foreclose on your home or collect money from you. (PHH recently acquired Ocwen.) We can help you both defend the claims ...

      Read More
    • Select Portfolio Servicing

      Please contact us if you are having problems with Select Portfolio Servicing, or if Select Portfolio Servicing is attempting to foreclose on your home or collect money from you. We can help you both ...

      Read More
    • Fraudulent removal of funds from bank accounts

      Please contact us if a bank refuses to credit your account for third party fraudulent activity. We have recently observed that a number of major, supposedly reputable banks refuse to honor legitimate ...

      Read More
    • Free consultation -- collection and credit reporting problems

      We offer free consultation to persons with debt collection and credit reporting problems. With respect to collection problems, please send whatever letters, court papers, or other documents relate to ...

      Read More
    • Consumer's Guide to Credit Reporting

      If you've ever applied for a charge account, a personal loan, insurance, or a job, someone is probably keeping a file on you. This file might contain information on how you pay your bills, or whether ...

      Read More
    • Business Interruption Insurance COVID-19 claims -- Society Insurance, Twin City d/b/a Hartford, others

      Many businesses have been hit particularly hard by government-mandated coronavirus shut-down orders. But instead of finding help in policies they paid for, their claims are being denied. Our lawyers ...

      Read More
    • Emergency response charges

      Please contact us if you have received bills for charges of emergency responders (fire departments, Department of Transportation, etc.).

      Read More
    • Medical Bill That Was Supposed to Be Submitted by the Hospital to My Health Insurance Company

      Question: I have received a letter from a collection agency regarding a medical bill that was supposed to be submitted by the hospital to my health insurance company that would have covered the bill ...

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    • Landlord's attorneys fees -- Chicago residential property

      Please contact us if a landlord or attorney or agent for a landlord is attempting to collect from you attorney's fees in connection with the lease of a residential apartment in the City of Chicago.

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    • Tenant and employment background check reports

      Please contact us if you have had a problem with erroneous employee and tenant background checks. Over 90% of employers and landlords purchase such reports, which provide criminal background ...

      Read More
    • Rentgrow, Inc

      Please contact us if Rentgrow, Inc, is trying to collect money from you, or has so attempted within the last year. We can help you both defend claims against you and assert your rights under the Fair ...

      Read More
    • Medicredit / Transworld / SSM Health

      Please contact us if you have received a collection letter from debt collectors Medicredit or Transworld, seeking to collect a debt for SSM Health or one of the constituent hospitals within the SSM ...

      Read More
    • Liability for Adult Child's Medical Debts

      Question: Am I legally responsible for my adult child’s medical bills if child is covered under my health insurance? I have a 19 year old that is covered on my health insurance through my employer. Am ...

      Read More
    • Free consultation -- collection and credit reporting problems

      We offer free consultation to persons with debt collection and credit reporting problems. With respect to collection problems, please send whatever letters, court papers, or other documents relate to ...

      Read More
    • Weltman, Weinberg & Reis

      Please contact us if Weltman, Weinberg & Reis Co., LPA has filed a lawsuit against you, whether for money or to foreclose on your home, or is otherwise trying to collect money from you, or has done so ...

      Read More
    • PHH Mortgage and Ocwen Loan Servicing

      Please contact us if PHH Mortgage or Ocwen Loan Servicing is attempting to foreclose on your home or collect money from you. (PHH recently acquired Ocwen.) We can help you both defend the claims ...

      Read More
    • Select Portfolio Servicing

      Please contact us if you are having problems with Select Portfolio Servicing, or if Select Portfolio Servicing is attempting to foreclose on your home or collect money from you. We can help you both ...

      Read More
    • Weltman, Weinberg & Reis

      Please contact us if Weltman, Weinberg & Reis Co., LPA has filed a lawsuit against you, whether for money or to foreclose on your home, or is otherwise trying to collect money from you, or has done so ...

      Read More
    • PHH Mortgage and Ocwen Loan Servicing

      Please contact us if PHH Mortgage or Ocwen Loan Servicing is attempting to foreclose on your home or collect money from you. (PHH recently acquired Ocwen.) We can help you both defend the claims ...

      Read More
    • Select Portfolio Servicing

      Please contact us if you are having problems with Select Portfolio Servicing, or if Select Portfolio Servicing is attempting to foreclose on your home or collect money from you. We can help you both ...

      Read More
    • Weltman, Weinberg & Reis

      Please contact us if Weltman, Weinberg & Reis Co., LPA has filed a lawsuit against you, whether for money or to foreclose on your home, or is otherwise trying to collect money from you, or has done so ...

      Read More
    • New Methods of Tracking and Repossessing Cars

      If you have a car with a starter interrupt/ ignition shutoff and the seller/ finance company activated it at any time within the last two years, or if you were unable to use the car as a result, ...

      Read More
    • Free consultation -- collection and credit reporting problems

      We offer free consultation to persons with debt collection and credit reporting problems. With respect to collection problems, please send whatever letters, court papers, or other documents relate to ...

      Read More
    • Halsted Financial Services, LLC

      Please contact us if Illinois collection agency Halsted Financial Services, LLC is trying to collect money from you, or has so attempted within the last year. We can help you both defend claims ...

      Read More
    • Private student loan litigation

      We are seeing an increasing volume of collection lawsuits on private student loans. In many cases, there are defenses which can be litigated on behalf of borrowers. Issues which frequently arise in ...

      Read More
    • Weltman, Weinberg & Reis

      Please contact us if Weltman, Weinberg & Reis Co., LPA has filed a lawsuit against you, whether for money or to foreclose on your home, or is otherwise trying to collect money from you, or has done so ...

      Read More
    • Illinois Biometric Identification Privacy Act

      The Illinois Supreme Court has held that the Illinois Biometric Identification Privacy Act, 740 ILCS 14/1 et seq. ("BIPA"), does not require persons whose fingerprints or other biometric identifiers ...

      Read More
    • New Methods of Tracking and Repossessing Cars

      If you have a car with a starter interrupt/ ignition shutoff and the seller/ finance company activated it at any time within the last two years, or if you were unable to use the car as a result, ...

      Read More
    • Free consultation -- collection and credit reporting problems

      We offer free consultation to persons with debt collection and credit reporting problems. With respect to collection problems, please send whatever letters, court papers, or other documents relate to ...

      Read More
    • Heritage Acceptance, Pelican Auto Finance, JRSI

      Please contact us if attempts are being made to collect from you an old Heritage Acceptance or Pelican Auto Finance debt. Most appear to have been sold to debt buyers such as JRSI. We can help you ...

      Read More
    • Private student loan litigation

      We are seeing an increasing volume of collection lawsuits on private student loans. In many cases, there are defenses which can be litigated on behalf of borrowers. Issues which frequently arise in ...

      Read More
    • Weltman, Weinberg & Reis

      Please contact us if Weltman, Weinberg & Reis Co., LPA has filed a lawsuit against you, whether for money or to foreclose on your home, or is otherwise trying to collect money from you, or has done so ...

      Read More
    • Unifund

      Please contact us if Unifund (Unifund CCR Partners and Unifund CCR, LLC ) is attempting to collect money from you in Illinois, or has attempted to do so within the last year. Unifund files numerous ...

      Read More
    • Private student loan litigation

      We are seeing an increasing volume of collection lawsuits on private student loans. In many cases, there are defenses which can be litigated on behalf of borrowers. Issues which frequently arise in ...

      Read More
    • Weltman, Weinberg & Reis

      Please contact us if Weltman, Weinberg & Reis Co., LPA has filed a lawsuit against you, whether for money or to foreclose on your home, or is otherwise trying to collect money from you, or has done so ...

      Read More
    • Conduent

      Please contact us if your federal student loan is being serviced by Conduent and you have had difficulty in getting onto an income based repayment plan; for example, if you were placed into deferment ...

      Read More
    • Do you receive junk faxes, robocalls, unwanted telemarketing calls, or spam texts?

      Do you receive junk faxes, robocalls, unwanted telemarketing calls, or spam texts? We are looking for lead plaintiffs for class action lawsuits as well as individual lawsuits. A Federal law called the ...

      Read More
    • Free consultation -- collection and credit reporting problems

      We offer free consultation to persons with debt collection and credit reporting problems. With respect to collection problems, please send whatever letters, court papers, or other documents relate to ...

      Read More
    • Regional Acceptance Corporation

      Please contact us if you are being sued by auto finance company Regional Acceptance Corporation. We can help you both defend the claims against you and assert your rights under the Fair Debt ...

      Read More
    • Do you receive junk faxes, robocalls, unwanted telemarketing calls, or spam texts?

      Do you receive junk faxes, robocalls, unwanted telemarketing calls, or spam texts? We are looking for lead plaintiffs for class action lawsuits as well as individual lawsuits. A Federal law called the ...

      Read More
    • Free consultation -- collection and credit reporting problems

      We offer free consultation to persons with debt collection and credit reporting problems. With respect to collection problems, please send whatever letters, court papers, or other documents relate to ...

      Read More
    • Warning to small businesses applying for COVID-19 loans

      It has been reported that online lenders who have not been authorized to participate in the SBA emergency loan program are soliciting applications from small businesses. If you are applying for an ...

      Read More
    • Halsted Financial Services, LLC

      Please contact us if Illinois collection agency Halsted Financial Services, LLC is trying to collect money from you, or has so attempted within the last year. We can help you both defend claims ...

      Read More
    • Private student loan litigation

      We are seeing an increasing volume of collection lawsuits on private student loans. In many cases, there are defenses which can be litigated on behalf of borrowers. Issues which frequently arise in ...

      Read More
    • Unifund

      Please contact us if Unifund (Unifund CCR Partners and Unifund CCR, LLC ) is attempting to collect money from you in Illinois, or has attempted to do so within the last year. Unifund files numerous ...

      Read More
    • Private student loan litigation

      We are seeing an increasing volume of collection lawsuits on private student loans. In many cases, there are defenses which can be litigated on behalf of borrowers. Issues which frequently arise in ...

      Read More
    • Unifund

      Please contact us if Unifund (Unifund CCR Partners and Unifund CCR, LLC ) is attempting to collect money from you in Illinois, or has attempted to do so within the last year. Unifund files numerous ...

      Read More
    • Free consultation -- collection and credit reporting problems

      We offer free consultation to persons with debt collection and credit reporting problems. With respect to collection problems, please send whatever letters, court papers, or other documents relate to ...

      Read More
    • Private student loan litigation

      We are seeing an increasing volume of collection lawsuits on private student loans. In many cases, there are defenses which can be litigated on behalf of borrowers. Issues which frequently arise in ...

      Read More
    • Letter you can send to debt collectors to request verification

      The following is a form of letter that you can send to a collection agency or debt buyer or collection attorney to request verification of a debt. The first paragraph can be modified to articulate any ...

      Read More
    • New Methods of Tracking and Repossessing Cars

      If you have a car with a starter interrupt/ ignition shutoff and the seller/ finance company activated it at any time within the last two years, or if you were unable to use the car as a result, ...

      Read More