• Statutes of Limitations

      Q. I forgot about a debt from 10 years ago. Now they are threatening to sue me. Can they get a judgment after 10 years? A. The principal statutes of limitation in Illinois are 4 years for the sale or ...

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    • IMPORTANT INFORMATION ABOUT ILLINOIS COLLECTION CASES

      IMPORTANT INFORMATION ABOUT ILLINOIS COLLECTION CASES If you are sued by a debt buyer : If you never dealt with the entity that is suing you, it is probably a debt buyer rather than the original ...

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    • New Methods of Tracking and Repossessing Cars

      If you have a car with a starter interrupt/ ignition shutoff and the seller/ finance company activated it at any time within the last two years, or if you were unable to use the car as a result, ...

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    • LVNV Funding and PYOD

      Please contact us if LVNV Funding or its sister debt buyer PYOD is attempting to collect money from you in Illinois. LVNV files hundreds of collection lawsuits in Illinois each month. We can help you ...

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    • Partners for Payment Relief

      Please contact us if Partners for Payment Relief is attempting to foreclose on your home or collect money from you, in Illinois. We can help you both defend the claims against you and assert your ...

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    • Ocwen Loan Servicing

      Please contact us if Ocwen Loan Servicing is attempting to foreclose on your home or collect money from you. We can help you both defend the claims against you and assert your rights under the Fair ...

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    • Potential claims: Kay Jewelers, Jared The Galleria of Jewelry, JB Robinson Jewelers, and others

      The Consumer Financial Protection Bureau has announced a settlement of enforcement actions against Sterling Jewelers, which does business as Kay Jewelers, Jared The Galleria of Jewelry, JB Robinson ...

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    • TOWD

      Please contact us if TOWD is attempting to foreclose on your home or collect money from you, in Illinois. We can help you both defend the claims against you and assert your rights under the Fair Debt ...

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    • LVNV Funding and PYOD

      Please contact us if LVNV Funding or its sister debt buyer PYOD is attempting to collect money from you in Illinois. LVNV files hundreds of collection lawsuits in Illinois each month. We can help you ...

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    • Please contact us if your bank refuses to honor requests to stop debiting your account

      The Consumer Financial Protection Bureau recently entered into a settlement with USAA Federal Savings Bank. The CFPB complained that USAA would not allow consumers to stop debits of their accounts by ...

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    • Premature Debits by Debt Collector

      Question: Is it legal for a debt collector to take money out of your account before the payment dates that were set up to pay them back? Answer: No. What you describe may be illegal under federal and ...

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  • FAQ
    • TOWD

      Please contact us if TOWD is attempting to foreclose on your home or collect money from you, in Illinois. We can help you both defend the claims against you and assert your rights under the Fair Debt ...

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    • LVNV Funding and PYOD

      Please contact us if LVNV Funding or its sister debt buyer PYOD is attempting to collect money from you in Illinois. LVNV files hundreds of collection lawsuits in Illinois each month. We can help you ...

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    • Cavalry SPV / Cavalry Portfolio Services (Illinois, New York)

      Please contact us if Cavalry SPV or Cavalry Portfolio Services is attempting to collect money from you in Illinois, either directly or through a collection agency or attorney. Cavalry files hundreds ...

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    • I Recently Found out That My Mother Had Been Using My Information for Credit Since I Was 14 Years Old

      Question: I recently found out that my mother had been using my information for credit since I was 14 years old. When I turned 18 she said she would get a card in my name to help me establish credit, ...

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    • National Income Life Insurance Company (New York)

      Please contact us if you have an accidental death or dismemberment policy from National Income Life Insurance Company, a New York insurer, or if the company refused to pay any benefits claimed under ...

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    • TOWD

      Please contact us if TOWD is attempting to foreclose on your home or collect money from you, in Illinois. We can help you both defend the claims against you and assert your rights under the Fair Debt ...

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    • BP Peterman Law Group

      Please contact us if BP Peterman Law Group is attempting to collect money from you or foreclose on your home, in Illinois. This law firm states that it represents "clients holding portfolios of Non ...

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    • Partners for Payment Relief

      Please contact us if Partners for Payment Relief is attempting to foreclose on your home or collect money from you, in Illinois. We can help you both defend the claims against you and assert your ...

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    • TOWD

      Please contact us if TOWD is attempting to foreclose on your home or collect money from you, in Illinois. We can help you both defend the claims against you and assert your rights under the Fair Debt ...

      Read More
    • BP Peterman Law Group

      Please contact us if BP Peterman Law Group is attempting to collect money from you or foreclose on your home, in Illinois. This law firm states that it represents "clients holding portfolios of Non ...

      Read More
    • Partners for Payment Relief

      Please contact us if Partners for Payment Relief is attempting to foreclose on your home or collect money from you, in Illinois. We can help you both defend the claims against you and assert your ...

      Read More
    • Statutes of Limitations

      Q. I forgot about a debt from 10 years ago. Now they are threatening to sue me. Can they get a judgment after 10 years? A. The principal statutes of limitation in Illinois are 4 years for the sale or ...

      Read More
    • New Methods of Tracking and Repossessing Cars

      If you have a car with a starter interrupt/ ignition shutoff and the seller/ finance company activated it at any time within the last two years, or if you were unable to use the car as a result, ...

      Read More
    • HBLC

      Please contact us if HBLC is attempting to collect money from you in Illinois. Among other things, HBLC purchased a large number of debts consisting of deficiencies on motor vehicle retail installment ...

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    • Potential claims: Kay Jewelers, Jared The Galleria of Jewelry, JB Robinson Jewelers, and others

      The Consumer Financial Protection Bureau has announced a settlement of enforcement actions against Sterling Jewelers, which does business as Kay Jewelers, Jared The Galleria of Jewelry, JB Robinson ...

      Read More
    • TOWD

      Please contact us if TOWD is attempting to foreclose on your home or collect money from you, in Illinois. We can help you both defend the claims against you and assert your rights under the Fair Debt ...

      Read More
    • LVNV Funding and PYOD

      Please contact us if LVNV Funding or its sister debt buyer PYOD is attempting to collect money from you in Illinois. LVNV files hundreds of collection lawsuits in Illinois each month. We can help you ...

      Read More
    • Statutes of Limitations

      Q. I forgot about a debt from 10 years ago. Now they are threatening to sue me. Can they get a judgment after 10 years? A. The principal statutes of limitation in Illinois are 4 years for the sale or ...

      Read More
    • New Methods of Tracking and Repossessing Cars

      If you have a car with a starter interrupt/ ignition shutoff and the seller/ finance company activated it at any time within the last two years, or if you were unable to use the car as a result, ...

      Read More
    • HBLC

      Please contact us if HBLC is attempting to collect money from you in Illinois. Among other things, HBLC purchased a large number of debts consisting of deficiencies on motor vehicle retail installment ...

      Read More
    • Statutes of Limitations

      Q. I forgot about a debt from 10 years ago. Now they are threatening to sue me. Can they get a judgment after 10 years? A. The principal statutes of limitation in Illinois are 4 years for the sale or ...

      Read More
    • Statute of Limitations on Bad Check in Illinois

      Question: Is there a Statute of Limitations on bad check? Answer: 2 years for statutory penalty (measured from dishonor); 3 years for liability on the check (same); the underlying obligation may be 4, ...

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    • Auto Deficiency

      Question: I was served with a summons and complaint for a deficiency for a car repossession in ’09. This is the first time I have heard anything from them since the day they picked up the car. Reading ...

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    • Statutes of Limitations

      Q. I forgot about a debt from 10 years ago. Now they are threatening to sue me. Can they get a judgment after 10 years? A. The principal statutes of limitation in Illinois are 4 years for the sale or ...

      Read More
    • IMPORTANT INFORMATION ABOUT ILLINOIS COLLECTION CASES

      IMPORTANT INFORMATION ABOUT ILLINOIS COLLECTION CASES If you are sued by a debt buyer : If you never dealt with the entity that is suing you, it is probably a debt buyer rather than the original ...

      Read More
    • Illinois Institute of Art lawsuit

      The National Student Legal Defense Network (NSLDN) and Edelman Combs Latturner & Goodwin, LLC filed a class action lawsuit in Cook County, Illinois Circuit Court on December 6, 2018 on behalf of ...

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    • Potential claims you may have: Do you receive junk faxes, robocalls, or spam texts?

      Do you receive junk faxes, robocalls or spam texts? We are looking for lead plaintiffs for class action lawsuits. A Federal law called the Telephone Consumer Protection Act of 1991 prohibits certain ...

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    • Never, ever pay in gift cards

      There are an increasing number of scams in which someone calls the victim and demands immediate payment on some pretext, to be made in gift cards purchased at Best Buy, Walmart, etc. The victim is ...

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    • Free trial offers

      The Federal Trade Commission and the Better Business Bureau have issued warnings about fraudulent "free trial offers" for various products. The offers request credit/ debit card information, but claim ...

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    • Potential claims you may have: Do you receive junk faxes, robocalls, or spam texts?

      Do you receive junk faxes, robocalls or spam texts? We are looking for lead plaintiffs for class action lawsuits. A Federal law called the Telephone Consumer Protection Act of 1991 prohibits certain ...

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    • Have you received calls on your cell phone from debt collectors calling for someone else?

      Have you received calls on your cell phone from debt collectors calling for someone else? Did the debt collector use an autodialer or a pre-recorded or computer generated voice? These calls may be a ...

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    • Halsted Financial Services, LLC

      Please contact us if Halsted Financial Services, LLC is trying to collect money from you, or has so attempted within the last year. We can help you both defend claims against you and assert your ...

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    • Statutes of Limitations

      Q. I forgot about a debt from 10 years ago. Now they are threatening to sue me. Can they get a judgment after 10 years? A. The principal statutes of limitation in Illinois are 4 years for the sale or ...

      Read More
    • New Methods of Tracking and Repossessing Cars

      If you have a car with a starter interrupt/ ignition shutoff and the seller/ finance company activated it at any time within the last two years, or if you were unable to use the car as a result, ...

      Read More
    • Surrender vs. Sale When You Cannot Afford to Pay for Vehicle

      Question: We are letting our atv go to repo, we are wondering if they can come back on us for what is owed? The atv was purchased with a credit card through the company that makes it. We have never ...

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