• New Methods of Tracking and Repossessing Cars

      If you have a car with a starter interrupt/ ignition shutoff and the seller/ finance company has activated it, please contact us. Lenders continue to offer subprime automobile loans aggressively to ...

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    • Suburban Drivers Overcharged for Old Parking Tickets

      This article demonstrates why the Fair Debt Collection Practices Act is so important. Had this collection agency’s actions been covered by the FDCPA, we suspect they would have been successfully sued ...

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    • Ftc Returns Money to Victims of Auto Loan Modification Scheme

      FTC Returns Money to Victims of Auto Loan Modification Scheme The Federal Trade Commission is mailing 288 checks totaling more than $109,000 to people who paid an up-front fee to Regency Financial ...

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    • Internet Payday Lender Found Liable

      A U.S. judge has ruled a payday lending operation affiliated with a Native American tribe is liable for engaging in deceptive practices and violating federal law by failing to disclose loan terms, a ...

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    • Complaints Against Credit Reporting Agencies Almost Doubled in 2017!

      Complaints against credit reporting agencies almost doubled in 2017! https://morningconsult.com/2018/04/02/cfpb-complaints-about-credit-reporting-agencies-almost-doubled-in-2017/ Our law firm ...

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    • Check Your Credit Report Regularly to Nip Trouble in the Bud

      Far too often, people don’t realize that they have a credit problem until something goes wrong. They may get the first inkling of trouble when they are denied a loan for an important purchase or start ...

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    • Internet Payday Lender Found Liable

      A U.S. judge has ruled a payday lending operation affiliated with a Native American tribe is liable for engaging in deceptive practices and violating federal law by failing to disclose loan terms, a ...

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    • National Collegiate Private Student Loans

      Are you being sued or dunned on a private student loan allegedly held by National Collegiate Student Loan Trust? (updated) Until 2015, about 125 lawsuits per month were filed to collect National ...

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    • Ncslt - National Collegiate Student Loan Trusts (Update)

      Please contact us if one of the National Collegiate Student Loan Trusts (“NCT”) is trying to collect a loan from you in Illinois, whether by lawsuit or dunning you. The servicer of the NCT loans, ...

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  • FAQ
    • Liability for Utility Debts

      Question: Can I be listed as a defendant in a civil complaint if I never did business with the company that filed the complaint? I was recently served a civil complaint by a gas company I have never ...

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    • Can I Close My Bank Account and Try to Make Reasonable Payments Without Being Sued?

      Question: Can I close my bank account and try to make reasonable payments without being sued? I have taken out 2 Internet payday loans through a tribal lending company. Answer: Tribal lenders are not ...

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    • Loss of Payment by Mortgage Servicer

      Question: What can we do ifour mortgage servicer lost our payment 7 months ago? We sent the payment in but it was not credited. I provided a trace number showing the payment was cashed and deposited ...

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    • Qualified Written Requests

      CHICAGO QUALIFIED WRITTEN REQUESTS ATTORNEYS ILLINOIS CONSUMER RIGHTS LAWYERS If you are having a problem with your mortgage company failing to credit payments, failing to properly handle your escrow ...

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    • Divorcing and Mortgages

      There was a good article today on divorcing and mortgages in today’s tribune (link below). We often get asked questions about this issue. Just because a divorce agreement says one spouse is ...

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    • Citigroup Settles Mortgage Probe with Doj for $7 Billion.

      ABC World News (7/14, story 6, 0:20, Muir) reported that Citigroup “will pay about seven billion dollars for its role in the recession,” and that $2.5 billion “will be used to help families struggling ...

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    • Cell Phone Calls and Spam Text Messages

      Did you know it may be against the law for a company to call you on your cell phone without your permission to sell you a product or service or collect money? A federal law called the Telephone ...

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    • Tribal Payday Loans

      In one of our cases, Jackson v. Payday Financial, LLC, No. 12-2617, 2014 WL 4116804 (7th Cir., August 22, 2014), the federal court of appeals in Chicago rejected an attempt by payday lenders ...

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    • Save Phone Messages from Debt Collectors

      Here is a great article on why you should save all phone messages from debt collectors. We also recommend saving all correspondence to and from the debt collectors, and all evidence you have on the ...

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