• Cascade Capital

      Please contact us if bad debt buyer Cascade Capital is attempting to collect money from you in Illinois, especially on an alleged automobile deficiency, or has attempted to do so within the last year. ...

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    • Heritage Acceptance, Pelican Auto Finance, JRSI

      Please contact us if attempts are being made to collect from you an old Heritage Acceptance or Pelican Auto Finance debt. Most appear to have been sold to debt buyers such as JRSI. We can help you ...

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    • Statutes of Limitations

      Q. I forgot about a debt from 10 years ago. Now they are threatening to sue me. Can they get a judgment after 10 years? A. The principal statutes of limitation in Illinois are 4 years for the sale or ...

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    • Cascade Capital

      Please contact us if bad debt buyer Cascade Capital is attempting to collect money from you in Illinois, especially on an alleged automobile deficiency, or has attempted to do so within the last year. ...

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    • Midland Funding/ Midland Credit

      Please contact us if you have received a collection letter from Midland Credit Management / Midland Funding referring to review of your account by an attorney, or pre-legal notification, within the ...

      Read More
    • National Collegiate Private Student Loans

      Are you being sued or dunned on a private student loan allegedly held by one of the National Collegiate Student Loan Trusts? (updated) Until 2015, about 125 lawsuits per month were filed to collect ...

      Read More
    • Crown Asset Management

      Please contact us if debt buyer Crown Asset Management is attempting to collect money from you in Illinois, or has so attempted within the last year. They file numerous lawsuits in local courts. We ...

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    • Cascade Capital

      Please contact us if bad debt buyer Cascade Capital is attempting to collect money from you in Illinois, especially on an alleged automobile deficiency, or has attempted to do so within the last year. ...

      Read More
    • Unifund

      Please contact us if Unifund (Unifund CCR Partners and Unifund CCR, LLC ) is attempting to collect money from you in Illinois, or has attempted to do so within the last year. Unifund files about ...

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    • Crown Asset Management

      Please contact us if debt buyer Crown Asset Management is attempting to collect money from you in Illinois, or has so attempted within the last year. They file numerous lawsuits in local courts. We ...

      Read More
    • Cascade Capital

      Please contact us if bad debt buyer Cascade Capital is attempting to collect money from you in Illinois, especially on an alleged automobile deficiency, or has attempted to do so within the last year. ...

      Read More
    • Midland Funding/ Midland Credit

      Please contact us if you have received a collection letter from Midland Credit Management / Midland Funding referring to review of your account by an attorney, or pre-legal notification, within the ...

      Read More
    • Please contact us if your bank refuses to honor requests to stop debiting your account

      The Consumer Financial Protection Bureau recently entered into a settlement with USAA Federal Savings Bank. The CFPB complained that USAA would not allow consumers to stop debits of their accounts by ...

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    • Premature Debits by Debt Collector

      Question: Is it legal for a debt collector to take money out of your account before the payment dates that were set up to pay them back? Answer: No. What you describe may be illegal under federal and ...

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    • Illinois Biometric Identification Privacy Act

      The Illinois Supreme Court has held that the Illinois Biometric Identification Privacy Act, 740 ILCS 14/1 et seq. ("BIPA"), does not require persons whose fingerprints or other biometric identifiers ...

      Read More
  • FAQ
    • Crown Asset Management

      Please contact us if debt buyer Crown Asset Management is attempting to collect money from you in Illinois, or has so attempted within the last year. They file numerous lawsuits in local courts. We ...

      Read More
    • Cascade Capital

      Please contact us if bad debt buyer Cascade Capital is attempting to collect money from you in Illinois, especially on an alleged automobile deficiency, or has attempted to do so within the last year. ...

      Read More
    • Unifund

      Please contact us if Unifund (Unifund CCR Partners and Unifund CCR, LLC ) is attempting to collect money from you in Illinois, or has attempted to do so within the last year. Unifund files about ...

      Read More
    • BGNF Group, LLC fka Bawld Guy Note Fund, LLC

      Please contact us if BGNF Group, LLC fka Bawld Guy Note Fund, LLC is attempting to foreclose on your home or collect money from you, in Illinois. We can help you both defend the claims against you and ...

      Read More
    • Illinois Statutes of Limitation – Recent Developments

      Illinois Statutes of Limitation – Recent Developments I. Various types of open end credit A. General purpose credit cards: The statute of limitations on general purpose credit cards is five years ...

      Read More
    • Partners for Payment Relief

      Please contact us if Partners for Payment Relief is attempting to foreclose on your home or collect money from you, in Illinois. We can help you both defend the claims against you and assert your ...

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    • I Recently Found out That My Mother Had Been Using My Information for Credit Since I Was 14 Years Old

      Question: I recently found out that my mother had been using my information for credit since I was 14 years old. When I turned 18 she said she would get a card in my name to help me establish credit, ...

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    • National Income Life Insurance Company (New York)

      Please contact us if you have an accidental death or dismemberment policy from National Income Life Insurance Company, a New York insurer, or if the company refused to pay any benefits claimed under ...

      Read More
    • BGNF Group, LLC fka Bawld Guy Note Fund, LLC

      Please contact us if BGNF Group, LLC fka Bawld Guy Note Fund, LLC is attempting to foreclose on your home or collect money from you, in Illinois. We can help you both defend the claims against you and ...

      Read More
    • Mr. Cooper / Seterus

      Please contact us if Nationstar Mortgage LLC, d/b/a Mr. Cooper has recently taken over servicing of your mortgage loan from Seterus

      Read More
    • Illinois Statutes of Limitation – Recent Developments

      Illinois Statutes of Limitation – Recent Developments I. Various types of open end credit A. General purpose credit cards: The statute of limitations on general purpose credit cards is five years ...

      Read More
    • BGNF Group, LLC fka Bawld Guy Note Fund, LLC

      Please contact us if BGNF Group, LLC fka Bawld Guy Note Fund, LLC is attempting to foreclose on your home or collect money from you, in Illinois. We can help you both defend the claims against you and ...

      Read More
    • Mr. Cooper / Seterus

      Please contact us if Nationstar Mortgage LLC, d/b/a Mr. Cooper has recently taken over servicing of your mortgage loan from Seterus

      Read More
    • Illinois Statutes of Limitation – Recent Developments

      Illinois Statutes of Limitation – Recent Developments I. Various types of open end credit A. General purpose credit cards: The statute of limitations on general purpose credit cards is five years ...

      Read More
    • Cascade Capital

      Please contact us if bad debt buyer Cascade Capital is attempting to collect money from you in Illinois, especially on an alleged automobile deficiency, or has attempted to do so within the last year. ...

      Read More
    • Heritage Acceptance, Pelican Auto Finance, JRSI

      Please contact us if attempts are being made to collect from you an old Heritage Acceptance or Pelican Auto Finance debt. Most appear to have been sold to debt buyers such as JRSI. We can help you ...

      Read More
    • Auto loan defaults rise

      According to a study released on February 12, 2019 by the Federal Reserve Bank of New York, a record 7 million Americans are at least 90 days behind on payments for automobile loans and retail ...

      Read More
    • Crown Asset Management

      Please contact us if debt buyer Crown Asset Management is attempting to collect money from you in Illinois, or has so attempted within the last year. They file numerous lawsuits in local courts. We ...

      Read More
    • Cascade Capital

      Please contact us if bad debt buyer Cascade Capital is attempting to collect money from you in Illinois, especially on an alleged automobile deficiency, or has attempted to do so within the last year. ...

      Read More
    • Midland Funding/ Midland Credit

      Please contact us if you have received a collection letter from Midland Credit Management / Midland Funding referring to review of your account by an attorney, or pre-legal notification, within the ...

      Read More
    • Illinois Biometric Identification Privacy Act

      The Illinois Supreme Court has held that the Illinois Biometric Identification Privacy Act, 740 ILCS 14/1 et seq. ("BIPA"), does not require persons whose fingerprints or other biometric identifiers ...

      Read More
    • Cascade Capital

      Please contact us if bad debt buyer Cascade Capital is attempting to collect money from you in Illinois, especially on an alleged automobile deficiency, or has attempted to do so within the last year. ...

      Read More
    • Heritage Acceptance, Pelican Auto Finance, JRSI

      Please contact us if attempts are being made to collect from you an old Heritage Acceptance or Pelican Auto Finance debt. Most appear to have been sold to debt buyers such as JRSI. We can help you ...

      Read More
    • Auto loan defaults rise

      According to a study released on February 12, 2019 by the Federal Reserve Bank of New York, a record 7 million Americans are at least 90 days behind on payments for automobile loans and retail ...

      Read More
    • Cascade Capital

      Please contact us if bad debt buyer Cascade Capital is attempting to collect money from you in Illinois, especially on an alleged automobile deficiency, or has attempted to do so within the last year. ...

      Read More
    • Heritage Acceptance, Pelican Auto Finance, JRSI

      Please contact us if attempts are being made to collect from you an old Heritage Acceptance or Pelican Auto Finance debt. Most appear to have been sold to debt buyers such as JRSI. We can help you ...

      Read More
    • Illinois Statutes of Limitation – Recent Developments

      Illinois Statutes of Limitation – Recent Developments I. Various types of open end credit A. General purpose credit cards: The statute of limitations on general purpose credit cards is five years ...

      Read More
    • National Collegiate Private Student Loans

      Are you being sued or dunned on a private student loan allegedly held by one of the National Collegiate Student Loan Trusts? (updated) Until 2015, about 125 lawsuits per month were filed to collect ...

      Read More
    • NCSLT - National Collegiate Student Loan Trusts (Update)

      Please contact Edelman Combs Latturner & Goodwin LLC if one of the National Collegiate Student Loan Trusts (“NCT”) is trying to collect a student loan from you in Illinois, whether by lawsuit or ...

      Read More
    • Private student loan litigation

      We are seeing an increasing volume of collection lawsuits on private student loans. In many cases, there are defenses which can be litigated on behalf of borrowers. Issues which frequently arise in ...

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    • Potential claims you may have: Do you receive junk faxes, robocalls, or spam texts?

      Do you receive junk faxes, robocalls or spam texts? We are looking for lead plaintiffs for class action lawsuits. A Federal law called the Telephone Consumer Protection Act of 1991 prohibits certain ...

      Read More
    • Never, ever pay in gift cards

      There are an increasing number of scams in which someone calls the victim and demands immediate payment on some pretext, to be made in gift cards purchased at Best Buy, Walmart, etc. The victim is ...

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    • Free trial offers

      The Federal Trade Commission and the Better Business Bureau have issued warnings about fraudulent "free trial offers" for various products. The offers request credit/ debit card information, but claim ...

      Read More
    • Heritage Acceptance, Pelican Auto Finance, JRSI

      Please contact us if attempts are being made to collect from you an old Heritage Acceptance or Pelican Auto Finance debt. Most appear to have been sold to debt buyers such as JRSI. We can help you ...

      Read More
    • Potential claims you may have: Do you receive junk faxes, robocalls, or spam texts?

      Do you receive junk faxes, robocalls or spam texts? We are looking for lead plaintiffs for class action lawsuits. A Federal law called the Telephone Consumer Protection Act of 1991 prohibits certain ...

      Read More
    • Have you received calls on your cell phone from debt collectors calling for someone else?

      Have you received calls on your cell phone from debt collectors calling for someone else? Did the debt collector use an autodialer or a pre-recorded or computer generated voice? These calls may be a ...

      Read More
    • Cascade Capital

      Please contact us if bad debt buyer Cascade Capital is attempting to collect money from you in Illinois, especially on an alleged automobile deficiency, or has attempted to do so within the last year. ...

      Read More
    • Heritage Acceptance, Pelican Auto Finance, JRSI

      Please contact us if attempts are being made to collect from you an old Heritage Acceptance or Pelican Auto Finance debt. Most appear to have been sold to debt buyers such as JRSI. We can help you ...

      Read More
    • Auto loan defaults rise

      According to a study released on February 12, 2019 by the Federal Reserve Bank of New York, a record 7 million Americans are at least 90 days behind on payments for automobile loans and retail ...

      Read More
    • Cascade Capital

      Please contact us if bad debt buyer Cascade Capital is attempting to collect money from you in Illinois, especially on an alleged automobile deficiency, or has attempted to do so within the last year. ...

      Read More
    • Heritage Acceptance, Pelican Auto Finance, JRSI

      Please contact us if attempts are being made to collect from you an old Heritage Acceptance or Pelican Auto Finance debt. Most appear to have been sold to debt buyers such as JRSI. We can help you ...

      Read More
    • Auto loan defaults rise

      According to a study released on February 12, 2019 by the Federal Reserve Bank of New York, a record 7 million Americans are at least 90 days behind on payments for automobile loans and retail ...

      Read More