• Liability for Lost Debit Card

      Question: My new debit card was stolen because UPS delivered it to the wrong address. Someone used it to withdraw money from my account without permission from me. Who is liable and how can I get my ...

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    • Explanation of CFPB Prepaid Card Rule

      October 5, 2016 CONTACT: Office of Communications Tel: (202) 435-7170 Prepared Remarks of Richard Cordray Director of the Consumer Financial Protection Bureau Prepaid Accounts Rule Press Call ...

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    • Illinois Statutes of Limitations

      Q. I forgot about a debt from 10 years ago. Now they are threatening to sue me. Can they get a judgment after 10 years? A. The principal statutes of limitation in Illinois are 4 years for the sale or ...

      Read More
    • New Methods of Tracking and Repossessing Cars

      If you have a car with a starter interrupt/ ignition shutoff and the seller/ finance company activated it at any time within the last two years, or if you were unable to use the car as a result, ...

      Read More
    • Illinois statutory used car warranty

      Q. Three days ago I bought a used car from a dealer. The papers said "as is." I took it to a mechanic because it was making noises and check engine light came on. The mechanic told me that the engine, ...

      Read More
    • New Methods of Tracking and Repossessing Cars

      If you have a car with a starter interrupt/ ignition shutoff and the seller/ finance company activated it at any time within the last two years, or if you were unable to use the car as a result, ...

      Read More
    • Mandarich Law Group

      Please contact us if Chicago area collection law firm Mandarich Law Group is suing you or trying to collect money from you. We regularly defend cases that they bring and can protect your interests. ...

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    • LVNV Funding and PYOD

      Please contact us if LVNV Funding or its sister debt buyer PYOD is attempting to collect money from you in Illinois. LVNV files hundreds of collection lawsuits in Illinois each month. We can help you ...

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    • Midland Credit Management / Midland Funding

      Please contact us if Midland Credit Management / Midland Funding is attempting to collect money from you in Illinois, or has attempted to do so within the last year. Midland Funding files hundreds of ...

      Read More
    • Statute of limitations in Illinois on an equity line of credit (HELOC) is five years, not ten

      We received a ruling from the Circuit Court of Cook County on December 12, 2018 that the Illinois statute of limitations on an equity line of credit is five years, not ten years. (An appeal from this ...

      Read More
    • Mandarich Law Group

      Please contact us if Chicago area collection law firm Mandarich Law Group is suing you or trying to collect money from you. We regularly defend cases that they bring and can protect your interests. ...

      Read More
    • Midland Credit Management / Midland Funding

      Please contact us if Midland Credit Management / Midland Funding is attempting to collect money from you in Illinois, or has attempted to do so within the last year. Midland Funding files hundreds of ...

      Read More
    • New Methods of Tracking and Repossessing Cars

      If you have a car with a starter interrupt/ ignition shutoff and the seller/ finance company activated it at any time within the last two years, or if you were unable to use the car as a result, ...

      Read More
    • Statute of limitations in Illinois on an equity line of credit (HELOC) is five years, not ten

      We received a ruling from the Circuit Court of Cook County on December 12, 2018 that the Illinois statute of limitations on an equity line of credit is five years, not ten years. (An appeal from this ...

      Read More
    • Midland Credit Management / Midland Funding

      Please contact us if Midland Credit Management / Midland Funding is attempting to collect money from you in Illinois, or has attempted to do so within the last year. Midland Funding files hundreds of ...

      Read More
    • Illinois Statutes of Limitations

      Q. I forgot about a debt from 10 years ago. Now they are threatening to sue me. Can they get a judgment after 10 years? A. The principal statutes of limitation in Illinois are 4 years for the sale or ...

      Read More
    • New Methods of Tracking and Repossessing Cars

      If you have a car with a starter interrupt/ ignition shutoff and the seller/ finance company activated it at any time within the last two years, or if you were unable to use the car as a result, ...

      Read More
    • Midland Credit Management / Midland Funding

      Please contact us if Midland Credit Management / Midland Funding is attempting to collect money from you in Illinois, or has attempted to do so within the last year. Midland Funding files hundreds of ...

      Read More
    • Patient financing

      Please contact us if you were charged by Lending Club Patient Solutions, Springstone Patient Financing, or Comenity Capital Bank for medical, dental or cosmetic procedures that were not performed, or ...

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    • Fraudulent removal of funds from bank accounts

      Please contact us if a bank refuses to credit your account for third party fraudulent activity. We have recently observed that a number of major, supposedly reputable banks refuse to honor customer ...

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    • Illinois Biometric Identification Privacy Act

      The Illinois Supreme Court has held that the Illinois Biometric Identification Privacy Act, 740 ILCS 14/1 et seq. ("BIPA"), does not require persons whose fingerprints or other biometric identifiers ...

      Read More
    • Midland Credit Management / Midland Funding

      Please contact us if Midland Credit Management / Midland Funding is attempting to collect money from you in Illinois, or has attempted to do so within the last year. Midland Funding files hundreds of ...

      Read More
    • New Methods of Tracking and Repossessing Cars

      If you have a car with a starter interrupt/ ignition shutoff and the seller/ finance company activated it at any time within the last two years, or if you were unable to use the car as a result, ...

      Read More
    • Statute of limitations in Illinois on an equity line of credit (HELOC) is five years, not ten

      We received a ruling from the Circuit Court of Cook County on December 12, 2018 that the Illinois statute of limitations on an equity line of credit is five years, not ten years. (An appeal from this ...

      Read More
    • Midland Credit Management / Midland Funding

      Please contact us if Midland Credit Management / Midland Funding is attempting to collect money from you in Illinois, or has attempted to do so within the last year. Midland Funding files hundreds of ...

      Read More
    • New Methods of Tracking and Repossessing Cars

      If you have a car with a starter interrupt/ ignition shutoff and the seller/ finance company activated it at any time within the last two years, or if you were unable to use the car as a result, ...

      Read More
    • Statute of limitations in Illinois on an equity line of credit (HELOC) is five years, not ten

      We received a ruling from the Circuit Court of Cook County on December 12, 2018 that the Illinois statute of limitations on an equity line of credit is five years, not ten years. (An appeal from this ...

      Read More
  • FAQ
    • Midland Credit Management / Midland Funding

      Please contact us if Midland Credit Management / Midland Funding is attempting to collect money from you in Illinois, or has attempted to do so within the last year. Midland Funding files hundreds of ...

      Read More
    • Illinois Statutes of Limitations

      Q. I forgot about a debt from 10 years ago. Now they are threatening to sue me. Can they get a judgment after 10 years? A. The principal statutes of limitation in Illinois are 4 years for the sale or ...

      Read More
    • Illinois statutory used car warranty

      Q. Three days ago I bought a used car from a dealer. The papers said "as is." I took it to a mechanic because it was making noises and check engine light came on. The mechanic told me that the engine, ...

      Read More
    • Statute of limitations in Illinois on an equity line of credit (HELOC) is five years, not ten

      We received a ruling from the Circuit Court of Cook County on December 12, 2018 that the Illinois statute of limitations on an equity line of credit is five years, not ten years. (An appeal from this ...

      Read More
    • New Predatory Mortgage Lending and Servicing book

      Predatory Mortgage Lending and Servicing (2019) by Daniel A. Edelman has been published by the Illinois Institute for Continuing Legal Education. You can order a copy at www.iicle.com Mr. Edelman does ...

      Read More
    • Weltman, Weinberg & Reis

      Please contact us if Weltman, Weinberg & Reis Co., LPA has filed a lawsuit against you, whether for money or to foreclose on your home, or is otherwise trying to collect money from you, or has done so ...

      Read More
    • Consumer's Guide to Credit Reporting

      If you've ever applied for a charge account, a personal loan, insurance, or a job, someone is probably keeping a file on you. This file might contain information on how you pay your bills, or whether ...

      Read More
    • I Recently Found out That My Mother Had Been Using My Information for Credit Since I Was 14 Years Old

      Question: I recently found out that my mother had been using my information for credit since I was 14 years old. When I turned 18 she said she would get a card in my name to help me establish credit, ...

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    • Medical liens

      Please contact us if you are an accident victim and a medical provider refuses to submit claims to a benefit plan or insurance carrier with respect to which you are in-network, instead placing a lien ...

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    • Linebarger Goggan Blair & Sampson, LLP

      Please contact us if Linebarger Goggan Blair & Sampson, LLP is trying to collect money from you in Illinois, or has so attempted within the last year. We can help you both defend claims against you ...

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    • Old City of Chicago debts

      Please contact us if anyone is trying to collect from you a non-traffic-related debt purportedly owed to the City of Chicago that is more than four years old. We believe that the City and its debt ...

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    • Patient financing

      Please contact us if you were charged by Lending Club Patient Solutions, Springstone Patient Financing, or Comenity Capital Bank for medical, dental or cosmetic procedures that were not performed, or ...

      Read More
    • Illinois Statutes of Limitations

      Q. I forgot about a debt from 10 years ago. Now they are threatening to sue me. Can they get a judgment after 10 years? A. The principal statutes of limitation in Illinois are 4 years for the sale or ...

      Read More
    • Statute of limitations in Illinois on an equity line of credit (HELOC) is five years, not ten

      We received a ruling from the Circuit Court of Cook County on December 12, 2018 that the Illinois statute of limitations on an equity line of credit is five years, not ten years. (An appeal from this ...

      Read More
    • New Predatory Mortgage Lending and Servicing book

      Predatory Mortgage Lending and Servicing (2019) by Daniel A. Edelman has been published by the Illinois Institute for Continuing Legal Education. You can order a copy at www.iicle.com Mr. Edelman does ...

      Read More
    • Illinois Statutes of Limitations

      Q. I forgot about a debt from 10 years ago. Now they are threatening to sue me. Can they get a judgment after 10 years? A. The principal statutes of limitation in Illinois are 4 years for the sale or ...

      Read More
    • Statute of limitations in Illinois on an equity line of credit (HELOC) is five years, not ten

      We received a ruling from the Circuit Court of Cook County on December 12, 2018 that the Illinois statute of limitations on an equity line of credit is five years, not ten years. (An appeal from this ...

      Read More
    • New Predatory Mortgage Lending and Servicing book

      Predatory Mortgage Lending and Servicing (2019) by Daniel A. Edelman has been published by the Illinois Institute for Continuing Legal Education. You can order a copy at www.iicle.com Mr. Edelman does ...

      Read More
    • Illinois Statutes of Limitations

      Q. I forgot about a debt from 10 years ago. Now they are threatening to sue me. Can they get a judgment after 10 years? A. The principal statutes of limitation in Illinois are 4 years for the sale or ...

      Read More
    • New Methods of Tracking and Repossessing Cars

      If you have a car with a starter interrupt/ ignition shutoff and the seller/ finance company activated it at any time within the last two years, or if you were unable to use the car as a result, ...

      Read More
    • Illinois statutory used car warranty

      Q. Three days ago I bought a used car from a dealer. The papers said "as is." I took it to a mechanic because it was making noises and check engine light came on. The mechanic told me that the engine, ...

      Read More
    • Midland Credit Management / Midland Funding

      Please contact us if Midland Credit Management / Midland Funding is attempting to collect money from you in Illinois, or has attempted to do so within the last year. Midland Funding files hundreds of ...

      Read More
    • Illinois Statutes of Limitations

      Q. I forgot about a debt from 10 years ago. Now they are threatening to sue me. Can they get a judgment after 10 years? A. The principal statutes of limitation in Illinois are 4 years for the sale or ...

      Read More
    • New Methods of Tracking and Repossessing Cars

      If you have a car with a starter interrupt/ ignition shutoff and the seller/ finance company activated it at any time within the last two years, or if you were unable to use the car as a result, ...

      Read More
    • Illinois Biometric Identification Privacy Act

      The Illinois Supreme Court has held that the Illinois Biometric Identification Privacy Act, 740 ILCS 14/1 et seq. ("BIPA"), does not require persons whose fingerprints or other biometric identifiers ...

      Read More
    • Illinois Statutes of Limitations

      Q. I forgot about a debt from 10 years ago. Now they are threatening to sue me. Can they get a judgment after 10 years? A. The principal statutes of limitation in Illinois are 4 years for the sale or ...

      Read More
    • New Methods of Tracking and Repossessing Cars

      If you have a car with a starter interrupt/ ignition shutoff and the seller/ finance company activated it at any time within the last two years, or if you were unable to use the car as a result, ...

      Read More
    • Cascade Capital

      Please contact us if bad debt buyer Cascade Capital is attempting to collect money from you in Illinois, especially on an alleged automobile deficiency, or has attempted to do so within the last year. ...

      Read More
    • Illinois Statutes of Limitations

      Q. I forgot about a debt from 10 years ago. Now they are threatening to sue me. Can they get a judgment after 10 years? A. The principal statutes of limitation in Illinois are 4 years for the sale or ...

      Read More
    • New Methods of Tracking and Repossessing Cars

      If you have a car with a starter interrupt/ ignition shutoff and the seller/ finance company activated it at any time within the last two years, or if you were unable to use the car as a result, ...

      Read More
    • Statute of limitations in Illinois on an equity line of credit (HELOC) is five years, not ten

      We received a ruling from the Circuit Court of Cook County on December 12, 2018 that the Illinois statute of limitations on an equity line of credit is five years, not ten years. (An appeal from this ...

      Read More
    • Illinois Statutes of Limitations

      Q. I forgot about a debt from 10 years ago. Now they are threatening to sue me. Can they get a judgment after 10 years? A. The principal statutes of limitation in Illinois are 4 years for the sale or ...

      Read More
    • Potential Claim | Are Debt Buyers Attempting to Collect Money From You

      Please contact us if any of the following debt buyers have attempted to collect money from you within the last year Absolute Resolutions Alpine Capital Atlantic Credit & Finance Inc Autovest Bureaus ...

      Read More
    • NCSLT - National Collegiate Student Loan Trusts (Update)

      Please contact Edelman Combs Latturner & Goodwin LLC if one of the National Collegiate Student Loan Trusts (“NCT”) is trying to collect a student loan from you in Illinois, whether by lawsuit or ...

      Read More
    • Do you receive junk faxes, robocalls, or spam texts?

      Do you receive junk faxes, robocalls or spam texts? We are looking for lead plaintiffs for class action lawsuits. A Federal law called the Telephone Consumer Protection Act of 1991 prohibits certain ...

      Read More
    • Ringless voicemail

      At least two courts have now held that a “ringless” voicemail — technology which “deposits” a voicemail into a consumer’s voice mail box without actually causing the phone to ring at the time of ...

      Read More
    • Never, ever pay in gift cards

      There are an increasing number of scams in which someone calls the victim and demands immediate payment on some pretext, to be made in gift cards purchased at Best Buy, Walmart, etc. The victim is ...

      Read More
    • LVNV Funding and PYOD

      Please contact us if LVNV Funding or its sister debt buyer PYOD is attempting to collect money from you in Illinois. LVNV files hundreds of collection lawsuits in Illinois each month. We can help you ...

      Read More
    • Cavalry SPV / Cavalry Portfolio Services (Illinois, New York)

      Please contact us if Cavalry SPV or Cavalry Portfolio Services is attempting to collect money from you in Illinois, either directly or through a collection agency or attorney, or has attempted to do ...

      Read More
    • Patient financing

      Please contact us if you were charged by Lending Club Patient Solutions, Springstone Patient Financing, or Comenity Capital Bank for medical, dental or cosmetic procedures that were not performed, or ...

      Read More
    • Patient financing

      Please contact us if you were charged by Lending Club Patient Solutions, Springstone Patient Financing, or Comenity Capital Bank for medical, dental or cosmetic procedures that were not performed, or ...

      Read More
    • Cascade Capital

      Please contact us if bad debt buyer Cascade Capital is attempting to collect money from you in Illinois, especially on an alleged automobile deficiency, or has attempted to do so within the last year. ...

      Read More
    • Unifund

      Please contact us if Unifund (Unifund CCR Partners and Unifund CCR, LLC ) is attempting to collect money from you in Illinois, or has attempted to do so within the last year. Unifund files about ...

      Read More
    • Illinois Statutes of Limitations

      Q. I forgot about a debt from 10 years ago. Now they are threatening to sue me. Can they get a judgment after 10 years? A. The principal statutes of limitation in Illinois are 4 years for the sale or ...

      Read More
    • New Methods of Tracking and Repossessing Cars

      If you have a car with a starter interrupt/ ignition shutoff and the seller/ finance company activated it at any time within the last two years, or if you were unable to use the car as a result, ...

      Read More
    • Illinois statutory used car warranty

      Q. Three days ago I bought a used car from a dealer. The papers said "as is." I took it to a mechanic because it was making noises and check engine light came on. The mechanic told me that the engine, ...

      Read More