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Blog Posts in June, 2020

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  • Entry of Judgment After Payment Plan Agreed to
    Entry of Judgment After Payment Plan Agreed to

    Question: I received summons in July 2013 in a case seeking collection of a debt. It said I had 30 days to answer. I called the lawyer and agreed to make payments. I have done so regularly. Today I ...

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  • COVID 19 and credit reporting of student loans
    COVID 19 and credit reporting of student loans

    Please contact us if you have a student loan, received an automatic forbearance as a result of the CARES Act, and are being negatively reported on your credit report. If you are not sure if this has ...

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  • COVID-19; Mortgage relief because of coronavirus outbreak
    COVID-19; Mortgage relief because of coronavirus outbreak

    Homeowners who have lost income or their jobs because of the coronavirus outbreak may be eligible to have their mortgage payments reduced or suspended for up to 12 months. Fannie Mae and Freddie Mac , ...

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  • COVID-19; problems with mortgage forbearances
    COVID-19; problems with mortgage forbearances

    Please contact us if you have requested relief from your mortgage company on account of the COVID-19 pandemic and are having problems getting it.

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  • Can a Bank Account Be Garnished If It's a Joint Account
    Can a Bank Account Be Garnished If It's a Joint Account

    Question: Can a bank account be garnished if it’s a joint account and the debt has nothing to do with me? Answer : Yes. In Illinois, the funds in a joint account are presumed to be 100% the property ...

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  • Personal Liability of Owner of Administratively Dissolved Corporation
    Personal Liability of Owner of Administratively Dissolved Corporation

    Question: Can the owner of a corporation be sued if the corporation is administratively dissolved and owner continues doing business? Answer : Yes. If you charter a corporation with the Secretary of ...

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