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Edelman Combs Latturner & Goodwin, LLC Edelman Combs Latturner & Goodwin, LLC
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Protecting the Rights of Consumers For Over 25 Years


Question: Can creditors take your car or attach your checking account for payment?

Answer: Once it has a judgment, a creditor can enforce the judgment against bank accounts and cars, subject to exemptions. Illinois has a $2450 exemption for a car. Illinois also has a $4000 “wildcard” exemption (for any personal property not otherwise exempted) that can be applied to a bank account. In addition, certain types of funds, such as Social Security and pension benefits, are exempt and remain exempt after you have deposited them in a bank account.

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