Blog Posts in 2017

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  • Can I Get My Money Back?
    Can I Get My Money Back?

    Question: A dog breeder advertised that a specific female dog was pregnant and to put a deposit down to reserve your pick of the litter. So I put a $1500 deposit down on a puppy that wasn’t born yet. ...

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  • Netspend Settles FTC Charges
    Netspend Settles FTC Charges

    NetSpend Settles FTC Charges NetSpend Corporation has agreed to settle Federal Trade Commission allegations that the prepaid card company deceived people about access to funds deposited on NetSpend ...

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  • Can Joint Account Be Seized to Pay a Judgment?
    Can Joint Account Be Seized to Pay a Judgment?

    Question: I have a judgment against me, alone. I have a joint account with my daughter. Can the money in the account be taken to pay the judgment? Answer: Under Illinois law, if an account is in the ...

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  • How Long After the Date of Loan or Debt Does a Company Have to Pursue Collection?
    How Long After the Date of Loan or Debt Does a Company Have to Pursue Collection?

    Question: How long after the date of loan or debt does a company have to pursue collection? Answer: Common Illinois statutes of limitation are: 4 years for the purchase or lease of goods on time; 10 ...

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  • Can Lender Refuse Payment
    Can Lender Refuse Payment

    Can a finance company turn down any form of payment? Question: Can a finance company turn down any form of payment and if they do, is the bill considered automatically paid in full by law? Cash or ...

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  • Resolution of Court Case
    Resolution of Court Case

    Question: How should I follow up with the court to get the motion to set aside default judgment dismissed? I have filed a motion and order to set aside default judgment. However, the collections ...

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