Blog Posts in 2017

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  • Can I Get My Money Back?
    Can I Get My Money Back?

    Question: A dog breeder advertised that a specific female dog was pregnant and to put a deposit down to reserve your pick of the litter. So I put a $1500 deposit down on a puppy that wasn’t born yet. ...

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  • Netspend Settles FTC Charges
    Netspend Settles FTC Charges

    NetSpend Settles FTC Charges NetSpend Corporation has agreed to settle Federal Trade Commission allegations that the prepaid card company deceived people about access to funds deposited on NetSpend ...

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  • Can Joint Account Be Seized to Pay a Judgment?
    Can Joint Account Be Seized to Pay a Judgment?

    Question: I have a judgment against me, alone. I have a joint account with my daughter. Can the money in the account be taken to pay the judgment? Answer: Under Illinois law, if an account is in the ...

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  • How Long After the Date of Loan or Debt Does a Company Have to Pursue Collection?
    How Long After the Date of Loan or Debt Does a Company Have to Pursue Collection?

    Question: How long after the date of loan or debt does a company have to pursue collection? Answer: Common Illinois statutes of limitation are: 4 years for the purchase or lease of goods on time; 10 ...

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  • Can Lender Refuse Payment
    Can Lender Refuse Payment

    Question: Can a finance company turn down any form of payment and if they do, is the bill considered automatically paid in full by law? Answer: A finance company cannot turn down cash or certified ...

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  • Can Secured Creditor Obtain Vehicle from Police?
    Can Secured Creditor Obtain Vehicle from Police?

    Question: The police impounded my car and gave it to my bank. The car had not yet been paid for. The bank sold my car at auction without my authorization. Can I sue the bank? Answer: No. All security ...

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