Blog Posts in October, 2022

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  • Mediators and arbitrators do not call people to collect debts
    Mediators and arbitrators do not call people to collect debts

    Q. I had a "mediation" place i call me and said I did not pay a payday loan 10 years ago. I do not remember the loan. When I asked for some papers to prove that I owed the money the "mediator" said he ...

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  • CFPB Issues Guidance to Help Banks Avoid Charging Illegal Junk Fees on Deposit Accounts
    CFPB Issues Guidance to Help Banks Avoid Charging Illegal Junk Fees on Deposit Accounts

    FOR IMMEDIATE RELEASE: October 26, 2022 CONTACT: Office of Public Affairs press@cfpb.gov CFPB Issues Guidance to Help Banks Avoid Charging Illegal Junk Fees on Deposit Accounts Agency highlights ...

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  • Revival of judgments  --  defenses
    Revival of judgments -- defenses

    An Illinois judgment can be enforced for 17 to 27 years (the shorter period applies to judgments on contractual consumer debts entered after January 1, 2020). It must be " revived " every 7 years, and ...

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  • Lender Legal
    Lender Legal

    Please contact us if foreclosure and collection law firm Lender Legal is attempting to foreclose on your home or is demanding payment from you. We can help you both defend claims against you and ...

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  • Federal Trade Commission Explores Rule Cracking Down on Junk Fees
    Federal Trade Commission Explores Rule Cracking Down on Junk Fees

    Federal Trade Commission Explores Rule Cracking Down on Junk Fees Agency seeks comment on harms from unnecessary, unavoidable, or surprise charges that inflate costs while adding little to no value ...

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  • Wells Fargo private mortgage insurance
    Wells Fargo private mortgage insurance

    Please contact us if you obtained private mortgage insurance on a loan serviced by Wells Fargo, paid the mortgage off, and did not get a refund of unearned insurance premiums. This only applies to ...

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