Blog Posts in June, 2017

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  • In a Small Claims Court, Can I Be Sued for a Credit Card Debt
    In a Small Claims Court, Can I Be Sued for a Credit Card Debt

    Question : In a small claims court, can I be sued for a credit card debt, if the Statue of Limitations has expired? Answer: Anyone can file a lawsuit. If the statute of limitations has expired you ...

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  • A Dozen Things That Debt Collectors Are Not Allowed to Do
    A Dozen Things That Debt Collectors Are Not Allowed to Do

    A dozen things that debt collectors are not allowed to do with respect to consumer debts. Debt collectors include collection agencies, collection lawyers, and debt buyers. 1. Inform third parties that ...

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  • Divorcing and Mortgages
    Divorcing and Mortgages

    There was a good article today on divorcing and mortgages in today’s tribune (link below). We often get asked questions about this issue. Just because a divorce agreement says one spouse is ...

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  • Statute of Limitations on Note
    Statute of Limitations on Note

    Question : Can someone take you to small claims court for money they loaned you 13 years ago? Answer: If the agreement to pay was in writing, and stated all the terms, and was signed, 10 years from ...

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  • BBB: Beware of Quick Credit Repair Offers
    BBB: Beware of Quick Credit Repair Offers

    Better Business Bureau of Acadiana is warning consumers to beware of companies that falsely promise quick credit repair, often for high fees. “Local and national companies are claiming to be able to ...

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  • Removal of Judgments
    Removal of Judgments

    Question: If I have a civil judgment that has been completely paid off but still on my credit report, how can I get this removed? Answer: If it is an Illinois judgment, you have the right to file a ...

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