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Am I Responsible for My Mother's Debt After She Passed Away?

Question: Am I responsible for my mother’s debt after she passed away? When my mother passed away the home she lived in ended up being taken by the bank. She had no will, no money. I recently received a letter stating that I owed a huge sum of money on her house even though I had no connection to her house at anytime. Can they come after me for payment?

Answer: Absolutely not. You cannot be held liable for the debt of another without a signed undertaking. An attempt to collect a decedent’s debt from a relative will often violate the Fair Debt Collection Practices Act, entitling you to recover damages. The statute of limitations on your claim is one year, so act promptly.