Protecting the Rights of Consumers
For Over 25 Years
Edelman Combs Latturner & Goodwin LLC
Question: Is there a Statute of Limitations on a bad check?
Answer: 2 years for statutory penalty (measured from dishonor); 3 years for liability on the check (same); the underlying obligation may be 4, 5 or 10 years, depending on what it is (measured from breach or last payment, whichever is later). Contract for the sale of goods (including gas and oil) is 4 years; contract wholly in writing is 10 years; contract not wholly in writing (such as a credit card) is 5 years.
We can help you both defend claims against you and assert your rights under the Fair Debt Collection Practices Act and other laws. Attempts to collect debts beyond the statute of limitations may violate the FDCPA.
Please contact us if you are facing collection activity . The attorneys in our firm have a total of more than 100 years experience handling consumer lawsuits. We look forward to hearing from you about any consumer legal problem you wish to discuss.
We offer free consultation to persons with debt collection problems. Please send whatever letters, court papers, or other documents relate to your problem and we will review without charge.
We have defended consumers in Cook, DuPage, Kane, Will, McHenry, Kendall, Grundy, Lake, DeKalb, Kankakee, Carroll, Clinton, Winnebago, Bureau, LaSalle, Boone, McDonough, Rock Island, Knox and Whiteside Counties, Illinois.