Notice: We are still operating during the COVID-19 crisis. However, we are not allowing visitors to our office and most of our staff is operating remotely. Our attorneys and staff are still available to help you by phone and email. If you get our voice mail, please leave a message and it will be returned promptly. There may be delays with mail due to the crisis, so please try to send documents by email after submitting a contact form here or fax to 312-419-0379, if possible.

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  • Mixed Files on Credit Reports
    Mixed Files on Credit Reports

    Question: What can I do regarding erroneous credit reports? Credit bureaus have been issuing erroneous credit reports on me. They confuse my credit history with my brother’s. Answer: Send a certified ...

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  • Tenant and employment background check reports
    Tenant and employment background check reports

    Please contact us if you have had a problem with erroneous employee and tenant background check reports. Over 90% of employers and landlords purchase such reports, which provide criminal background ...

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  • Consumer's Guide to Credit Reporting
    Consumer's Guide to Credit Reporting

    If you've ever applied for a charge account, a personal loan, insurance, or a job, someone is probably keeping a file on you. This file might contain information on how you pay your bills, or whether ...

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  • Credit and debit card receipts
    Credit and debit card receipts

    The Fair and Accurate Credit Transaction Act (“FACTA”) amendments to the Fair Credit Reporting Act ("FCRA") forbid businesses to print credit/ debit card receipts which include either (1) more than ...

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  • Private mortgage insurance
    Private mortgage insurance

    Q. We are still paying private mortgage insurance 13 years after we bought the house. The house is worth a lesser amount than the purchase price. Can we get out of paying PMI? A. Under federal law, ...

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  • Improper disclosure of private information by debt collectors
    Improper disclosure of private information by debt collectors

    Improper disclosure of private information by debt collectors Many debt and bill collectors send letters to consumers demanding payment. But sometimes these collectors don’t print and send the letters ...

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