Sued by a Debt Buyer in the Chicago Area?
Aggressive Representation to Protect Your Rights
Debt buyers purchase debts so that they can profit from the debts. If a debt buyer has purchased your debt from another company, remember that they are not necessarily entitled to anything. Many of the debts they purchase are legally invalid for one reason or another.
If you have been sued by a debt buyer, the Chicago consumer protection attorneys of Edelman Combs Latturner & Goodwin, LLC want to help you. When facing these debt collectors in court, you will need strong and aggressive legal representation to protect your rights and your financial well-being. ECLG can provide the support and counsel you are seeking and help you work toward a favorable resolution.
Putting Clients First
Receiving court papers or threatening notices from a debt buyer can be unnerving – you may not know how to proceed or what to expect. Before replying to notices or getting involved in any way, we recommend seeking representation from our team of skilled Chicago debt collection attorneys. At ECLG, we have represented countless clients in situations similar to yours. We have a deep understanding of the laws regarding debt buying and collecting and can make sure that buyers cannot violate your rights.
Depending on the circumstances, we may be able to effectively defend you from the debt buyer’s charges or have the case dismissed entirely.
Keep in mind that:
- You have the right to know that the debt buyer actually owns the debt: Even if you know the debt is valid, you have the right to know that the debt buyer actually owns the debt. The debt buyer must be able to provide you with a copy of an assignment of the debt that specifically refers to the debtor by name, address, and account number.
- You should not delay or ignore the summons or court date: Be sure to contact an attorney as soon as possible. Ignoring notices or court papers will only hurt your case.
- You should not make any payments towards the debt prior to obtaining legal advice: Even making a small payment toward the debt could revive the statute of limitations, allowing debt buyers to collect a debt that would otherwise be uncollectible.
Contact Edelman Combs Latturner & Goodwin, LLC
The first step in handling charges against you is consulting with a trusted and reliable Chicago debt collection attorney. At ECLG, our team has over 200 years of combined experience that we can put to work for you. We are eager to help you resolve your issues so that you can move forward with your life.