Blog Posts in January, 2018

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  • Can a Debt Collector Call Me on My Cell Phone?
    Can a Debt Collector Call Me on My Cell Phone?

    Question: Can a debt collector call me on my cell phone? Answer: Debt collection calls are never pleasant, but they can be especially problematic when placed to your cell phone. There are several ...

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  • Liability for Spouse's Bills
    Liability for Spouse's Bills

    Question: If my wife and I have separate credit cards and either of us should die, would we be responsible to pay off remaining debt? Answer: Probably not. Illinois has a Family Expense statute, under ...

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  • Can Debt Collectors Call Me at Work?
    Can Debt Collectors Call Me at Work?

    Question: Can a debt collector call me repeatedly at work? Answer: Under the Fair Debt Collection Practices Act, if you tell a debt collector that you aren’t allowed to get calls at work they must ...

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  • Clearing up Credit
    Clearing up Credit

    Question: I have $7000 in debt from medical bills as well as creditors how do I go about clearing up my credit? Answer: If the items are accurate, they may remain on your report for 7 years from ...

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  • Can Debt Collectors Leave Messages on My Answering Machine?
    Can Debt Collectors Leave Messages on My Answering Machine?

    Question: Can debt collectors leave messages on my answering machine? Answer: Not unless they know that the only persons with access to the machine are yourself and your spouse. It is a violation of ...

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