Blog Posts in January, 2018

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  • Can a Debt Collector Call Me on My Cell Phone?
    Can a Debt Collector Call Me on My Cell Phone?

    Question: Can a debt collector call me on my cell phone? Answer: Debt collection calls are never pleasant, but they can be especially problematic when placed to your cell phone. There are several ...

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  • Liability for Spouse's Bills
    Liability for Spouse's Bills

    Question: If my wife and I have separate credit cards and either of us should die, would we be responsible to pay off remaining debt? Answer: Probably not. Illinois has a Family Expense statute, under ...

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  • Can Debt Collectors Call Me at Work?
    Can Debt Collectors Call Me at Work?

    Question: Can a debt collector call me repeatedly at work? Answer: Under the Fair Debt Collection Practices Act, if you tell a debt collector that you aren’t allowed to get calls at work they must ...

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  • BCAT
    BCAT

    Please contact us if BCAT is attempting to foreclose on your home or collect money from you, in Illinois. We can help you both defend the claims against you and assert your rights under the Fair Debt ...

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  • Can Debt Collectors Leave Messages on My Answering Machine?
    Can Debt Collectors Leave Messages on My Answering Machine?

    Question: Can debt collectors leave messages on my answering machine? Answer: Not unless they know that the only persons with access to the machine are yourself and your spouse. It is a violation of ...

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