Blog Posts in February, 2017

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  • Bank's Right of SetOff
    Bank's Right of SetOff

    Question: I own a mobile home and a plot of land on which it is located. There are bank loans outstanding to pay for both the mobile home and the land. I only owe $3,000 on the land. I can no longer ...

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  • You Do Not Have to Pay to Receive Benefits from a Class Action
    You Do Not Have to Pay to Receive Benefits from a Class Action

    If a resident of Northern Illinois opens an email purporting to be from U.S. District Court for the Northern District of Illinois, and is asked to pay to receive a class action settlement, it’s a ...

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  • Zombie Debt
    Zombie Debt

    “Zombie” debt is debt that should be dead, but has come back from the grave to haunt you. Junk debt buyers find and buy portfolios of old debts from banks, credit card issuers, utilities, telecom ...

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  • Billing Dispute
    Billing Dispute

    Question: What can I do if I won a credit card dispute and now they are threatening collections? The charge is for services that were never provided. The credit card issuer reversed the charges. The ...

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  • Paying Judgment Where Judgment Creditor Is Deceased
    Paying Judgment Where Judgment Creditor Is Deceased

    Question: How can I pay a judgment if the person to whom it is owed is dead? A judgment was filed in 2007 and I am trying to pay this and discovered the person passed away. I am in the process of ...

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  • Attempt to Collect Excessive Amount on Judgment
    Attempt to Collect Excessive Amount on Judgment

    Question: What do I do if I have recently paid a judgment filed against me but the creditor is still harassing me for more money? I recently paid a judgment off against me for rental properties. The ...

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