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Blog Posts in Credit Reporting

All Posts
  • Is Widow Liable for Late Husband's Credit Cards?
    Is Widow Liable for Late Husband's Credit Cards?

    Question: My husband died and he had a lot of credit cards. I did not know he had them. Do I have to pay them? Answer: No. Only his estate, if he had enough money to open one, is liable. Attempts are ...

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  • Potential claims:   Internet loans
    Potential claims: Internet loans

    Please contact us if someone is attempting to collect from you a loan you obtained over the Internet from a lender that does not have a physical location in Illinois. Many of these lenders are ...

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  • Consumer's Guide to Credit Reporting
    Consumer's Guide to Credit Reporting

    If you've ever applied for a charge account, a personal loan, insurance, or a job, someone is probably keeping a file on you. This file might contain information on how you pay your bills, or whether ...

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  • Internet loans by tribal and other unlicensed lenders to Illinois and Indiana residents
    Internet loans by tribal and other unlicensed lenders to Illinois and Indiana residents

    Loans made to an Illinois resident for nonbusiness purposes at more than 9% interest by a party who is not a licensed consumer lender, credit union or a bank are not enforceable. Most internet ...

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  • Free consultation  --  collection, foreclosure  and credit reporting problems
    Free consultation -- collection, foreclosure and credit reporting problems

    We offer free consultation to persons with debt collection, foreclosure and credit reporting problems. With respect to collection and foreclosure problems , please send whatever letters, notices, ...

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  • Private student loan litigation
    Private student loan litigation

    We are seeing an increasing volume of collection lawsuits on private student loans. In many cases, there are defenses which can be litigated on behalf of borrowers. Issues which frequently arise in ...

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