Blog Posts in 2015

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  • Cosigner on Student Loan
    Cosigner on Student Loan

    Question: What can be done if my son defaulted on a student loan which I co signed for and is now in the collection process? Answer: The answer depends on who is trying to collect the loan. In some ...

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  • Can a Creditor Add Derogatory Information to a Closed Account?
    Can a Creditor Add Derogatory Information to a Closed Account?

    Question: Can a creditor add derogatory information to a closed account? I had a credit card that was closed by the creditor. The account was in good standing at the time of closure. The creditor ...

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  • Can I Have the Charge off Status Be Removed from My Record.
    Can I Have the Charge off Status Be Removed from My Record.

    Question: Can I have the charge off status be removed from my record if the creditor agreed to a mutual dismissal with prejudice? I was sued by and counter sued my original creditor. We agreed to a ...

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  • The Judgment Was Still Put onto My Credit Score.
    The Judgment Was Still Put onto My Credit Score.

    Question: In 2012, a public record was added to my credit report in the form of a court judgment. I had my wisdom teeth removed when I was 19. My mother had promised to pay, but did not. I was not ...

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  • Delayed Medical Bill
    Delayed Medical Bill

    Question: Is there a time limit on how long a business can wait to send an additional bill for services rendered? I received a bill for a health device which was covered in part by insurance. The ...

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  • Do You Have to Sign for a Summons?
    Do You Have to Sign for a Summons?

    Question: Can you be arrested for not showing up to court on a civil suit if you got a writ of summons but you did not sign for it? Answer: A signature is normally not required for valid service, ...

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