Blog Posts in April, 2017

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  • We Are Letting Our ATV Go to Repo
    We Are Letting Our ATV Go to Repo

    Question: We are letting our atv go to repo, we are wondering if they can come back on us for what is owed? The atv was purchased with a credit card through the company that makes it. We have never ...

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  • Creditors Collection Service, Inc.
    Creditors Collection Service, Inc.

    Please contact us Creditors Collection Service, Inc. is trying to collect money from you, or has so attempted within the last year. We can help you both defend claims against you and assert your ...

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  • Attempts to Collect Settled Debt.
    Attempts to Collect Settled Debt.

    Question: I had a debt in excess of $8,000 back in 2009. I received a letter from a collection agency saying they will settle it for $6,000. I happily agreed to save that $2,000 and paid the $6,000. I ...

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  • Student Loan Debt Overtakes Credit Card Debt
    Student Loan Debt Overtakes Credit Card Debt

    from Credit & Collection News (industry publication) Business leaders across the country are warning of the dangers in massive student loan debt, which has overtaken credit card debt as the largest ...

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  • Premature Debits by Debt Collector
    Premature Debits by Debt Collector

    Question: Is it legal for a debt collector to take money out of your account before the payment dates that were set up to pay them back? Answer: No. What you describe may be illegal under federal and ...

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  • Auto Dealer Asks Consumer to Submit False Information to Bank
    Auto Dealer Asks Consumer to Submit False Information to Bank

    Question: I bought a car from a dealer and signed a retail installment contract. The car dealer said he would sell the contract to a bank. The car dealer called me giving me a list of lies they want ...

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