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Blog Posts in Collection defense

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  • Statute of limitations in Illinois on an equity line of credit (HELOC)  is five years, not ten
    Statute of limitations in Illinois on an equity line of credit (HELOC) is five years, not ten

    We received a ruling from the Circuit Court of Cook County on December 12, 2018 that the Illinois statute of limitations on an equity line of credit is five years, not ten years. (An appeal from this ...

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  • Old mortgages, notes and HELOCS
    Old mortgages, notes and HELOCS

    There has recently been an upsurge of attempts to -- (1) foreclose on mortgages and home equity lines of credit on which no payment has been made for 5 years or more, and (2) file suits to collect ...

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  • Fair Debt Collection Practices Act Issues
    Fair Debt Collection Practices Act Issues

    Fair Debt Collection Practices Act Issues I. In General The Fair Debt Collection Practices Act regulates the conduct of “debt collectors” in collecting “debts” owed or allegedly owed by “consumers.” ...

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  • Are you a defendant in a Chicago area collection lawsuit?
    Are you a defendant in a Chicago area collection lawsuit?

    Please contact us if one of these Chicago area collection law firms is suing you or trying to collect money from you. Blitt & Gaines Kohn Law Firm Mandarich Law Group Markoff Law Resurgence Legal ...

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  • Free consultation  --  collection, foreclosure  and credit reporting problems
    Free consultation -- collection, foreclosure and credit reporting problems

    We offer free consultation to persons with debt collection, foreclosure and credit reporting problems. With respect to collection and foreclosure problems , please send whatever letters, notices, ...

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  • How Long Does a Credit Card Company Have to Come After You for Money You Owe Them?
    How Long Does a Credit Card Company Have to Come After You for Money You Owe Them?

    Question : How long does a credit card company have to come after you for money you owe to them? Is there a limit on the time that a credit card company can try to collect a debt? Answer : In ...

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