Blog Posts in January, 2021

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  • My Vehicle Got Repossessed Last Week
    My Vehicle Got Repossessed Last Week

    Question: My vehicle got repossessed last week and I called the bank today to pay off the past due amount I owed so I could get it back. They said I would have to pay the entire balance of the vehicle ...

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  • Collection of Kohl's store credit cards
    Collection of Kohl's store credit cards

    Please contact us if you have received a collection letter seeking to collect a Kohl's store credit card , from any collection agency or debt collector, or if you are being sued on such a card. We ...

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  • Can Secured Creditor Obtain Vehicle from Police?
    Can Secured Creditor Obtain Vehicle from Police?

    Question: The police impounded my car and gave it to my bank. The car had not yet been paid for. The bank sold my car at auction without my authorization. Can I sue the bank? Answer : Not for that. ...

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  • Liability of Cosigners When Car Repossessed
    Liability of Cosigners When Car Repossessed

    Question: How can I avoid paying for a car after it is repossessed. I am the cosigner and did not obtain possession of the car. Answer: Under Illinois law, the creditor is required to provide you with ...

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  • Can Lender Refuse Payment
    Can Lender Refuse Payment

    Question: Can a finance company turn down any form of payment and if they do, is the bill considered automatically paid in full by law? Answer: A finance company cannot turn down cash or certified ...

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