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Threats of Criminal Charges for Unpaid Debt

Question: What can I do if I just got a call from a processing legal rep call me at work and said I could face criminal charges if I don’t pay $400 today? A bad check processing person called me at work to tell me I will face criminal charges if I don’t pay $400 today and hung up.

Answer: This appears to be a common scam. Do not under any circumstances provide banking information to someone who calls you on the phone and purports to have credit information. A legitimate debt collector will send you a written notice of your rights. Nonpayment of a debt is not a crime.