Blog Posts in September, 2016

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  • Illegal Collection Attempts
    Illegal Collection Attempts

    Question: If I paid the amount the pay day loan company told me I owe and then now they say I owe additional $1100, can they put me in jail? I have several pay day loans outstanding. One loan company ...

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  • My Daughter's Bank Placed a Freeze on Her Account Due to a Collection Judgment
    My Daughter's Bank Placed a Freeze on Her Account Due to a Collection Judgment

    Questionl: My daughter’s bank placed a freeze on her account due to a collection judgment. They are holding $950. All of the money she has. Is this legal? Answer: If the source of the income is social ...

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  • Fcc Fines Companies $11 Million for Unauthorized Charges on Consumer Bills, Deceptive Marketing, and Illegal Carrier Changes Companies Impersonated Consumers' Existing Carriers
    Fcc Fines Companies $11 Million for Unauthorized Charges on Consumer Bills, Deceptive Marketing, and Illegal Carrier Changes Companies Impersonated Consumers' Existing Carriers

    WASHINGTON, September 15, 2016 – The Federal Communications Commission today announced $11 million in fines against three related long distance carriers for “cramming” unauthorized charges onto ...

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  • If I Have a Judgment Placed Against Me Can They Seize My Personal Bank Accounts?
    If I Have a Judgment Placed Against Me Can They Seize My Personal Bank Accounts?

    Question: If I have a judgment placed against me can they seize my personal bank accounts? Answer: Yes, subject to applicable exemptions, which include the $4,000 “wildcard” exemption, which you must ...

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  • Extent of Security Interest
    Extent of Security Interest

    Question: I had a title loan. The engine went bad and the car was towed and scrapped. I bought another car. The loan went to collections. Can they seize my present car? Answer: No. The only way they ...

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  • Failure of Bank to Honor Loan Modification
    Failure of Bank to Honor Loan Modification

    Question: About 4 years ago I received a loan modification on my mortgage loan when the original balloon payment came due. I am current on my payments. However, the bank charged off the loan. When I ...

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