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  • Letter you can send to debt collectors to request verification
    Letter you can send to debt collectors to request verification

    The following is a form of letter that you can send to a collection agency or debt buyer or collection attorney to request verification of a debt. The first paragraph can be modified to articulate any ...

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  • Credit card company rejects claim of fraud
    Credit card company rejects claim of fraud

    Q. I’m being sued by credit card company for fraudulent charges made by someone else. The charges were made in California . I can prove that I was in Chicago Illinois working at the time. I have a ...

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  • Is Widow Liable for Late Husband's Credit Cards?
    Is Widow Liable for Late Husband's Credit Cards?

    Question: My husband died and he had a lot of credit cards. I did not know he had them. Do I have to pay them? Answer: No. Only his estate, if he had enough money to open one, is liable. Attempts are ...

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  • Failure of Bank to Honor Loan Modification
    Failure of Bank to Honor Loan Modification

    Question : About 4 years ago I received a loan modification on my mortgage loan when the original balloon payment came due. I am current on my payments. However, the bank charged off the loan. When I ...

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  • Potential claims:   Internet loans
    Potential claims: Internet loans

    Please contact us if someone is attempting to collect from you a loan you obtained over the Internet from a lender that does not have a physical location in Illinois. Many of these lenders are ...

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  • Credit Card Collections
    Credit Card Collections

    Question: What can I do on credit card collections? We have a credit card debt from 5 years ago that we paid on until they stopped taking payments. We got a pre- legal notification letter saying they ...

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