Blog Posts in FAQ

We offer free consultation to persons with debt collection, foreclosure, repossession and credit reporting problems. With respect to collection, repossession and foreclosure problems , please send ...

Q. We are still paying private mortgage insurance 13 years after we bought the house. The house is worth a lesser amount than the purchase price. Can we get out of paying PMI? A. Under federal law, ...

Question: What can we do if our mortgage servicer lost our payment 7 months ago? We sent the payment in but it was not credited. I provided a trace number showing the payment was cashed and deposited ...

Q . I lost my Illinois home to a foreclosure by the bank holding the first mortgage. The foreclosure went to sale, the sale was confirmed, and an order evicting me was entered. The same bank also had ...

Question: What can I do regarding erroneous credit reports? Credit bureaus have been issuing erroneous credit reports on me. They confuse my credit history with my brother’s. Answer: Send a certified ...

Please contact us if PHH Mortgage or Ocwen Loan Servicing is attempting to foreclose on your home or collect money from you. (PHH recently acquired Ocwen.) We can help you both defend the claims ...