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Protecting the Rights of Consumers For Over 25 Years

Credit Reporting Errors

Errors On Your Reports? Call (312) 626-3585 for a Free Review.

Have you been turned down for credit or been forced to pay higher interest rates as a result of errors on your credit report? Are you the victim of identity theft or has your credit report been merged with somebody else’s?

If you have tried unsuccessfully to get a credit bureau to remove errors from your credit report, the experienced credit reporting attorneys at Edelman Combs Latturner & Goodwin, LLC can help resolve your problem.

Why Choose Edelman Combs Latturner & Goodwin LLC?

We have successfully represented many consumers in cases against credit bureaus and the companies that supplied inaccurate information to them. Using the Fair Credit Reporting Act and other consumer protection statutes, we have filed cases that have resulted in corrections and financial damages for many of our clients. Our team may be able to recover damages to compensate you for the harm caused by these credit-reporting errors.


Get started on your case. Call ECLG at (312) 626-3585 for a free consultation.


Types of Errors on Your Credit Reports

There are a variety of ways that credit bureaus can make mistakes on your credit report. It is important to pay close attention to your reports to make sure all the information is correct. Checking your report frequently can increase your chances of noticing when something is wrong.

Some possible errors on credit reports include:

  • Inaccurate entries: The credit bureaus sometimes misreport information from public court records – such as reporting a judgment in your favor as a judgment against you. The credit bureaus may also mistakenly report a debt that has been settled as unpaid, a debt as included in a bankruptcy when it was not, a debt paid on time as late, and other such errors.
  • Mixed credit files: Sometimes the credit bureaus combine all or part of your credit file with the file of another person with a similar name and/or Social Security number. If that person has credit problems, your credit score may drop dramatically.
  • Out-of-date entries: There are limits on how long derogatory items can remain on your reports. In general, a derogatory item must be removed seven years after the date of last activity.

What Happens During a Free Consultation?

At Edelman Combs Latturner & Goodwin, LLC, we offer free consultations so that you can meet with us and discuss your case before moving forward. We understand that the law reports and reporting errors can be complex and overwhelming, so we strive to clarify the process for you and guide you in the right direction.

To make a sound assessment of your case and possible legal solutions, we will need:

  • Copies of all credit reports containing the inaccurate information and any previous credit reports you may possess
  • Copies of all dispute letters you wrote to the credit bureaus or creditors and any responses you received
  • Copies of all documents that prove the information you are disputing is indeed inaccurate
  • Copies of all documents that prove you have suffered damages as a result of the reporting errors – this includes letters turning you down for credit, notices of interest rate hikes, medical bills for stress-related ailments, and other damages

Most errors can be fixed by going through the dispute process. If the information you are disputing is truly wrong and the credit bureaus have refused to correct it, we would recommend consulting with our firm. You should beware of credit repair companies that dispute everything that is derogatory on your credit report, regardless of whether it is accurate or not.

Contact Our Edelman Combs Latturner & Goodwin LLC

At Edelman Combs Latturner & Goodwin, LLC, we understand that credit reporting errors are frustrating and damaging. Our team of legal professionals has the experience needed to correct these problems and ease your burden. We are on your side.


Reach out to us online or by phone at (312) 626-3585. Se habla español.


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  • 9 Knowledgeable Attorneys
    ECLG is one of the largest Consumer Rights firms in Illinois and has the bandwidth to meet your needs.
  • 200+ Years of Combined Experience
    Our team has over two centuries of combined experience representing consumers like you.
  • $500 Million Recovered for Consumers
    When your rights have been violated, you need attorneys who can
    achieve results.
  • No Fees Unless We Recover Compensation for You
    We handle many cases on a contingency fee basis, meaning you don't pay anything unless we win your case.