Blog Posts in January, 2016

Question: I received summons in July 2013 in a case seeking collection of a debt. It said I had 30 days to answer. I called the lawyer and agreed to make payments. I have done so regularly. Today I ...

Question: I have a judgment against me. The creditor froze my bank account. What can I do to stop frozen account? Answer: You have a 4,000 “wildcard” exemption per person (735 ILCS 5/12-1001) that can ...

Question: Can a bank account be garnished if it’s a joint account and the debt has nothing to do with me? Answer: Yes. In Illinois, the funds in a joint account are presumed to be 100% the property of ...

Question: Can a joint account be garnished? The issues that resulted in the judgment were my responsibility. However, the money in the account is my girlfriend’s. Answer: A joint account in Illinois ...

Question: About a year and half ago I signed a quit claim deed to my ex husband for the house as part of our divorce settlement. He lives there. I moved. We are still both on the mortgage. I have ...