Blog Posts in January, 2016

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  • Entry of Judgment After Payment Plan Agreed to
    Entry of Judgment After Payment Plan Agreed to

    Question: I received summons in July 2013 in a case seeking collection of a debt. It said I had 30 days to answer. I called the lawyer and agreed to make payments. I have done so regularly. Today I ...

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  • The Creditor Froze My Bank Account.
    The Creditor Froze My Bank Account.

    Question: I have a judgment against me. The creditor froze my bank account. What can I do to stop frozen account? Answer: You have a 4,000 “wildcard” exemption per person (735 ILCS 5/12-1001) that can ...

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  • Can a Bank Account Be Garnished If It's a Joint Account
    Can a Bank Account Be Garnished If It's a Joint Account

    Question: Can a bank account be garnished if it’s a joint account and the debt has nothing to do with me? Answer: Yes. In Illinois, the funds in a joint account are presumed to be 100% the property of ...

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