Blog Posts in Motor Vehicle Retail Installment Sales Act

All Posts
  • Autovest

    Please contact us if Autovest, a debt buyer that specializes in defaulted auto paper, is trying to collect money from you, or has so attempted within the last year. We can help you both defend claims ...

    Read More
  • Cascade Capital
    Cascade Capital

    Please contact us if bad debt buyer Cascade Capital is attempting to collect money from you in Illinois, especially on an alleged automobile deficiency, or has attempted to do so within the last year. ...

    Read More
  • Heritage Acceptance, Pelican Auto Finance, JRSI
    Heritage Acceptance, Pelican Auto Finance, JRSI

    Please contact us if attempts are being made to collect from you an old Heritage Acceptance or Pelican Auto Finance debt. Most appear to have been sold to debt buyers such as JRSI. We can help you ...

    Read More
  • Auto loan defaults rise
    Auto loan defaults rise

    According to a study released on February 12, 2019 by the Federal Reserve Bank of New York, a record 7 million Americans are at least 90 days behind on payments for automobile loans and retail ...

    Read More
  • Statutes of Limitations
    Statutes of Limitations

    Q. I forgot about a debt from 10 years ago. Now they are threatening to sue me. Can they get a judgment after 10 years? A. The principal statutes of limitation in Illinois are 4 years for the sale or ...

    Read More
  • New Methods of Tracking and Repossessing Cars
    New Methods of Tracking and Repossessing Cars

    If you have a car with a starter interrupt/ ignition shutoff and the seller/ finance company activated it at any time within the last two years, or if you were unable to use the car as a result, ...

    Read More