Blog Posts in Fair Credit Reporting Act

Question: My husband died and he had a lot of credit cards. I did not know he had them. Do I have to pay them? Answer: No. Only his estate, if he had enough money to open one, is liable. Attempts are ...

Question: What can I do on credit card collections? We have a credit card debt from 5 years ago that we paid on until they stopped taking payments. We got a pre- legal notification letter saying they ...

If you've ever applied for a charge account, a personal loan, insurance, or a job, someone is probably keeping a file on you. This file might contain information on how you pay your bills, or whether ...

Loans made to an Illinois resident for nonbusiness purposes at more than 9% interest by a party who is not a licensed consumer lender, credit union or a bank are not enforceable. Most internet ...

We offer free consultation to persons with debt collection, foreclosure and credit reporting problems. With respect to collection and foreclosure problems , please send whatever letters, notices, ...

We are seeing an increasing volume of collection lawsuits on private student loans. In many cases, there are defenses which can be litigated on behalf of borrowers. Issues which frequently arise in ...