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Blog Posts in Banking

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  • Free consultation  --  collection and credit reporting problems
    Free consultation -- collection and credit reporting problems

    We offer free consultation to persons with debt collection and credit reporting problems. With respect to collection problems , please send whatever letters, emails, court papers, or other documents ...

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  • Fraudulent removal of funds from bank accounts
    Fraudulent removal of funds from bank accounts

    Please contact us if a bank refuses to credit your account for third party fraudulent activity. We have recently observed that a number of major, supposedly reputable banks refuse to honor legitimate ...

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  • Internet Payday Loans
    Internet Payday Loans

    Question: What should I do if I got served with court papers for breach of contract and fraud for multiple Internet payday loans? I had several online payday loans prior to July 2013. One became 2 and ...

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  • Bank's Right of SetOff
    Bank's Right of SetOff

    Question: I own a mobile home and a plot of land on which it is located. There are bank loans outstanding to pay for both the mobile home and the land. I only owe $3,000 on the land. I can no longer ...

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  • Please contact us if your bank refuses to honor requests  to stop debiting your account
    Please contact us if your bank refuses to honor requests to stop debiting your account

    The Consumer Financial Protection Bureau (CFPB) recently entered into a settlement with USAA Federal Savings Bank. The CFPB complained that USAA would not allow consumers to stop debits of their ...

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  • Statute of Limitations on Bad Check in Illinois
    Statute of Limitations on Bad Check in Illinois

    Question: Is there a Statute of Limitations on bad check? Answer: 2 years for statutory penalty (measured from dishonor); 3 years for liability on the check (same); the underlying obligation may be 4, ...

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