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Why consumers who file actions under federal consumer protection laws, such as the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, and the Telephone Consumer Protection Act, are much less likely to hear from debt collectors or debt buyer

Consumers who file actions under federal consumer protection laws, such as the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, and the Telephone Consumer Protection Act, are much less likely to hear from debt collectors or debt buyers. A company called WebRecon screens lists of persons that debt collectors and debt buyers are planning to contact against records of persons that have filed such suits. WebRecon boasts that "hundreds of companies won’t contact any consumers before running them through WebRecon’s Litigant Alert. . . . This process identifies consumers with a history of litigation quickly & easily. If they have ever filed lawsuits under FDCPA, TCPA, FCRA or similar statutes, you’ll find out here. . . . WebRecon’s proprietary database is simply the most comprehensive collection of dangerous consumer litigation data in existence."

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