Fees for payment by credit card, debit card, online, telephone, or electronic transfer

Please contact us if a debt collector or mortgage company has charged you "convenience fees" for payment by credit card, debit card, online, telephone, or electronic transfer. Illinois law prohibits such fees from being charged to a consumer unless the underlying agreement with the creditor authorizes such fees (most do not). The law is generally the same everywhere. 

If you are being sued by a creditor that has imposed such charges, they may create a defense.