Protecting the Rights of Consumers
For Over 25 Years
Edelman Combs Latturner & Goodwin LLC
Please contact us if someone is attempting to collect from you an equity line of credit that you last paid more than five years ago. We obtained a ruling on Dec 12, 2018 that the statute is five years. The same statute applies to both the credit agreement and the mortgage.
We can help you both defend claims against you and assert your rights under the Fair Debt Collection Practices Act and other laws.
Please note that if a lawsuit has been filed against you, it is important that you do not default (fail to appear in court), and that you vacate any defaults that exist right away. Debt buyers count on your defaulting in order to win. Once they have a default judgment, they will try to garnish your wages and bank accounts. Make sure to call us for a free consultation as soon as possible before your court date, or if a default has already been entered, right away
Please contact us if you are facing collection activity . The attorneys in our firm have a total of more than 100 years experience handling consumer lawsuits. We look forward to hearing from you about this or any other consumer legal problem you wish to discuss. There is no charge for consultation.
We have defended consumers in Cook, DuPage, Kane, Will, McHenry, Kendall, Grundy, Lake, DeKalb, Kankakee, Carroll, Clinton, Winnebago, Bureau, LaSalle, Boone, McDonough, Rock Island, Knox and Whiteside Counties, Illinois.