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Right to Direct Collector Not to Call

Question: Is there a law about a company calling me about a bill? I am on disability and cannot pay it.

Answer: The Fair Debt Collection Practices Act allows you to direct a third party debt collector or debt buyer to cease contact. They can still sue you, but not write or call.

Under the Telephone Consumer Protection Act, you may direct anyone not to place calls to a cell phone using an autodialer or recorded/ artificial voice.

An original creditor can call your landline or place manual calls to your cell phone, subject only to fairly restrictive law on harassment, intentional infliction of emotional distress, etc. A complaint to the Attorney General or a regulatory agency might help

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