Notice: We are still operating during the COVID-19 crisis. However, we are not allowing visitors to our office and most of our staff is operating remotely. Our attorneys and staff are still available to help you by phone and email. If you get our voice mail, please leave a message and it will be returned promptly. There may be delays with mail due to the crisis, so please try to send documents by email after submitting a contact form here or fax to 312-419-0379, if possible.

Credit and debit card receipts

The Fair and Accurate Credit Transaction Act (“FACTA”) amendments to the Fair Credit Reporting Act ("FCRA") forbid businesses to print credit/ debit card receipts which include either (1) more than the last five digits of the card number or (2) the expiration date. The purpose of the law is to prevent identity theft by limiting the amount of information that can be obtained from a discarded receipt. The only exception is for old-style manually-printed receipts. Documents sent to you by email, which you can elect to print or not print, are not covered.

Some companies continue to violate the law. This may entitle you to $100 to $1000 per receipt. If the case is brought as a class action the court may award the plaintiff additional compensation for protecting the rights of others.

You should regularly review your receipts to protect yourself against identity theft.

If you have a noncompliant receipt, please contact us.