Notice: We are still operating during the COVID-19 crisis. However, we are not allowing visitors to our office and most of our staff is operating remotely. Our attorneys and staff are still available to help you by phone and email. If you get our voice mail, please leave a message and it will be returned promptly. There may be delays with mail due to the crisis, so please try to send documents by email after submitting a contact form here or fax to 312-419-0379, if possible.

Portfolio Recovery Associates (PRA) -- debt buyer

Please contact us if debt buyer Portfolio Recovery Associates (PRA) is suing you or attempting to collect money from you in Illinois, or has attempted to do so within the last year.

PRA files hundreds of collection lawsuits against Illinois consumers each month. We regularly defend these cases in Illinois.

We also have brought individual and class actions against PRA for assorted violations of law, both in Illinois and elsewhere, under the Fair Debt Collection Practices Act and other laws. Some PRA collection letters have not complied with legal requirements.

Our attorneys have a total of more than 100 years experience handling consumer lawsuits, including both lawsuits by consumers and lawsuits against consumers. One of them wrote the book on defending collection lawsuits. D. Edelman, Collection Litigation: Representing the Debtor (Illinois Institute for Continuing Legal Education 2008, 2011, 2014, 2019 editions), as well as the chapters in Illinois Institute for Continuing Legal Education publications on the Truth in Lending Act, Fair Debt Collection Practices Act, Telephone Consumer Protection Act, and mortgage-related claims..

We offer free consultation to persons with debt collection problems. Please send whatever letters, court papers, or other documents relate to your problem and we will review without charge.

We have defended consumers in Cook, DuPage, Kane, Will, McHenry, Kendall, Grundy, Lake, DeKalb, Kankakee, Carroll, Clinton, Winnebago, Bureau, LaSalle, Boone, McDonough, Rock Island, Knox and Whiteside Counties, Illinois.

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