Notice: We are still operating during the COVID-19 crisis. However, we are not allowing visitors to our office and most of our staff is operating remotely. Our attorneys and staff are still available to help you by phone and email. If you get our voice mail, please leave a message and it will be returned promptly. There may be delays with mail due to the crisis, so please try to send documents by email after submitting a contact form here or fax to 312-419-0379, if possible.

Automobile Acceptance -- auto finance


Please contact us if you are being sued by Automobile Acceptance in Illinois.

We can help you both defend the claims against you and assert your rights under the Fair Debt Collection Practices Act, Uniform Commercial Code, Truth in Lending Act, and other laws. Consumer lending and auto financing are subject to numerous legal requirements. Noncompliance is common.

If you are being sued, it is important that you do not default (fail to appear in court), and that you vacate any defaults that exist right away. Creditors and debt collectors count on your defaulting in order to win. Once they have a default judgment, they will try to garnish your wages and bank accounts. Make sure to call us for a free consultation as soon as possible before your court date, or if a default has already been entered, right away. 

Our attorneys have a total of more than 100 years experience handling consumer lawsuits, including both lawsuits by consumers and lawsuits against consumers. One of them wrote the book on defending collection lawsuits. D. Edelman, Collection Litigation: Representing the Debtor (Illinois Institute for Continuing Legal Education 2008, 2011, 2014, 2019 editions), as well as the chapters in Illinois Institute for Continuing Legal Education publications on the Truth in Lending Act, Fair Debt Collection Practices Act, Telephone Consumer Protection Act, and mortgage-related claims.

We have defended consumers in Cook, DuPage, Kane, Will, McHenry, Kendall, Grundy, Lake, DeKalb, Kankakee, Carroll, Clinton, Winnebago, Bureau, LaSalle, Boone, McDonough, Rock Island, Knox and Whiteside Counties, Illinois.

We do not charge for evaluating cases. If we conclude that we can be of assistance to you, we charge modest fees for defending collection cases.

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