Blog Posts in December, 2015

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  • Can a Creditor Add Derogatory Information to a Closed Account?
    Can a Creditor Add Derogatory Information to a Closed Account?

    Question: Can a creditor add derogatory information to a closed account? I had a credit card that was closed by the creditor. The account was in good standing at the time of closure. The creditor ...

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  • Can I Have the Charge off Status Be Removed from My Record.
    Can I Have the Charge off Status Be Removed from My Record.

    Question: Can I have the charge off status be removed from my record if the creditor agreed to a mutual dismissal with prejudice? I was sued by and counter sued my original creditor. We agreed to a ...

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  • The Judgment Was Still Put onto My Credit Score.
    The Judgment Was Still Put onto My Credit Score.

    Question: In 2012, a public record was added to my credit report in the form of a court judgment. I had my wisdom teeth removed when I was 19. My mother had promised to pay, but did not. I was not ...

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