Practice Areas at Edelman Combs Latturner & Goodwin, LLC
Chicago Consumer Rights Attorneys on Your Side
Edelman Combs Latturner & Goodwin, LLC advocates on behalf of consumers who have been wronged by creditors, advertisers, banks and lenders, collection agencies, car dealers, credit card issuers, and landlords.
Our Chicago consumer protection attorneys exclusively handle consumer protection cases and class action lawsuits. The vast majority of our clients seek answers to questions they have about consumer rights or unfair debt collection practices.
Do you have a consumer protection case on your plate? Request a free consultation with the lawyers at Edelman Combs Latturner & Goodwin, LLC by calling (312) 626-3585.
Credit Reports
Are there errors on your credit report? The Fair Credit Reporting Act of 1970 protects your credit reporting rights by requiring that consumer reporting agencies furnish correct and complete information. Having an accurate credit report is important, especially when it comes to avoiding employment background check errors. ECLG can help protect your rights. We also represent clients in identity theft cases.
Debt Collection
Cases involving debt collectors can be particularly complex as there are a variety of complicated laws surrounding the act of debt collection. If you are a debtor who is being pursued by a collector, you have rights – and ECLG can protect them while representing your best interest.
Edelman Combs Latturner & Goodwin, LLC can help you if:
- You are being harassed by a debt collector. There are strict regulations governing debt collection practices. Know your rights.
- You are being sued by a debt buyer. Debt buying is a fast-growing business. Often, these debts are found to be undocumented or illegally enforced by the debt buyer.
- Your car has been repossessed. You should be sent certain notices before your car is to be repossessed. You also should be aware of your rights when initially purchasing a car.
Mortgages & Payday Loans
The laws regarding high-interest loans and mortgages are quite complex – the average homeowner or borrower may not be aware of the many intricacies in the law. Make sure your rights are not violated by retaining the counsel of Edelman Combs Latturner & Goodwin, LLC.
ECLG can represent you if you:
- Have a problem with your mortgage. Disputes with mortgage lenders are best handled with the legal representation of a skilled Chicago consumer protection attorney.
- Are the victim of a predatory mortgage lender. We represent borrowers who have claims against lenders who have violated the Truth in Lending Act and other laws regulating credit transactions.
- Are having problems with a payday loan, title loan, or other high-interest loan. Under the federal Truth in Lending Act, all lenders – including payday loan companies – are required to disclose the true costs of a loan. Some high-interest loans may also have illegal or deceptive practices--learn more about your rights regarding predatory loans and how to challenge unlawful lending practices.
Other Consumer Protection Issues
If you are receiving unwanted telemarketing calls, junk faxes, text messages, and repeated calls on registered do not call numbers, you have the right to pursue legal action against the sender. The Telephone Consumer Protection Act of 1991 and other laws regulate unwanted telemarketing calls and junk faxes. At ECLG, we have extensive experience helping consumers fight back against telemarketing companies and other unwanted communication.
Wage & Hour Class Action Cases
Are you entitled to unpaid overtime and other wages? Federal and state laws require payment of overtime (one and one-half times hourly wages) to all nonexempt employees. If you think your employer is not in compliance, you may have a wage claim. ECLG can provide the comprehensive representation you need and can help you resolve your case.
Contact Us for Legal Assistance
The Chicago consumer protection lawyers at Edelman Combs Latturner & Goodwin, LLC are eager to help you with your case. If an individual or company has violated your rights, you deserve an aggressive and knowledgeable attorney to stand by your side. We handle many cases on a contingency fee basis, meaning you pay no fee until we recover compensation for you.
To discuss your case during a free consultation, give us a call at (312) 626-3585.
Understanding Consumer Rights in Chicago: Local Insights and Resources
At Edelman Combs Latturner & Goodwin, LLC, we understand that navigating consumer rights issues in Chicago can be overwhelming. With the bustling economy and diverse neighborhoods, residents often face unique challenges, from aggressive debt collection practices to complex mortgage disputes. Local government entities, such as the Chicago Department of Business Affairs and Consumer Protection, provide resources to help consumers understand their rights, but many still find themselves in difficult situations.
For instance, if you live in neighborhoods like Lincoln Park or Pilsen, you may encounter predatory lending practices that disproportionately affect local communities. The city has made strides in consumer protection, yet many residents remain unaware of their rights under laws like the Fair Debt Collection Practices Act. Our team is here to ensure you are informed and empowered to take action against unfair practices.
Additionally, with the rise of identity theft in urban areas, it’s crucial to monitor your credit report regularly. The Chicago Police Department offers resources for reporting identity theft, but knowing how to navigate the legal landscape can be daunting. We can assist you in understanding your rights and taking the necessary steps to protect yourself.
Whether you are dealing with a debt collector in the Loop or facing issues with a payday loan in Englewood, we recognize the pain points that Chicago residents experience. Our commitment is to provide you with the legal support you need to address these challenges effectively. We are familiar with the local landscape and the specific issues that affect our community, and we are dedicated to helping you find a resolution.
Don’t let consumer rights violations go unaddressed. Reach out to us for a free consultation, and let’s work together to protect your rights in Chicago.