Notice: We are still operating during the COVID-19 crisis. However, we are not allowing visitors to our office and most of our staff is operating remotely. Our attorneys and staff are still available to help you by phone and email. If you get our voice mail, please leave a message and it will be returned promptly. There may be delays with mail due to the crisis, so please try to send documents by email after submitting a contact form here or fax to 312-419-0379, if possible.

Vive Financial



Please contact us if you are being sued by finance company Vive Financial.

We can help you both defend the claims against you and assert your rights under the Fair Debt Collection Practices Act, Uniform Commercial Code, Truth in Lending Act, and other laws. Consumer and auto financing is subject to numerous legal requirements. Noncompliance is common.

Our attorneys have a total of more than 100 years experience handling consumer lawsuits, including both lawsuits by consumers and lawsuits against consumers. One of them wrote the book on defending collection lawsuits. D. Edelman, Collection Litigation: Representing the Debtor (Illinois Institute for Continuing Legal Education 2008, 2011, 2014, 2019 editions), as well as the chapters in Illinois Institute for Continuing Legal Education publications on the Truth in Lending Act, Fair Debt Collection Practices Act, Telephone Consumer Protection Act, and mortgage-related claims.

We look forward to hearing from you about this or any other consumer legal problem you wish to discuss.

We offer free consultations. If you have a foreclosure or debt collection problem, please send whatever letters, court papers, or other documents relate to your problem and we will review without charge.  If we conclude that we can be of assistance to you, we charge modest fees for defending foreclosure and collection lawsuits.  We take most affirmative cases on a contingency.

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