Blog Posts in September, 2015

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  • Change in Ownership of Loan
    Change in Ownership of Loan

    Question: I have several student loans with the same company, all are fixed rate. These loans have been purchased by someone else. I assumed the interest rates and payments would remain the same, but ...

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  • A Debt Collector Got My New Cell Phone Number.
    A Debt Collector Got My New Cell Phone Number.

    Question: A debt collector got my new cell phone number. I get recorded messages several times a day. Is there anything I can do? Answer: 1. It is a violation of a federal law called the Telephone ...

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  • I Was Used as a Credit Reference by a Friend.
    I Was Used as a Credit Reference by a Friend.

    Question: I was used as a credit reference by a friend. He provided my cell phone number to the creditor. I didn’t realize this at the time. After he got behind, the creditor started making automated ...

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  • Note Without a Due Date
    Note Without a Due Date

    Question: I borrowed money from a neighbor in 2009. I signed a letter stating I would pay her back but it didn’t have a date. She is suing me. She will not take a payment plan and wants a judgment. ...

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  • Nursing Home Contracts.
    Nursing Home Contracts.

    Question: : I am being sued for my mother’s nursing home charges for $30,000.00+. According to their records, I signed a contract stating I was responsible for her debt. Answer: An attorney ...

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